Harford County property record for 309 Caspian Ct, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,180 sqft · built 2000 |
| Lot Size | 0.228 acres (9,931 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,674 (Dec 2016) |
| Tax Bill | $3,749 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-322850 |
| Primary APN | 01-322850 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,180 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,931 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 322850 |
|---|---|
| Street Address | 309 CASPIAN CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 177 9931 SF 309 CASPIAN COURT OTTER CREEK LAND P 97/79 |
| Legal Subdivision | CASPIAN COURT OTTER CREEK |
| Legal Lot Number | 177 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 301602 |
309 Caspian Ct is owned and occupied by an individual who bought it in December 2016.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 CASPIAN CT, EDGEWOOD, MD 21040-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage PREFERENCE MORTGAGE CORP |
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit APG FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2016 · Amount on File |
| Deed Sale | Dec 23, 2016 · Amount on File |
| Prior Sale | Dec 21, 2015 · Amount on File |
| Deed Document Number | 201612152-0347 |
| Deed Book / Page | 12152 / 347 |
| Transfer Doc | 0061340698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 309 CASPIAN CT, EDGEWOOD, MD 21040-3612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0140490061 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 14049/61 |
| Name | PREFERENCE MORTGAGE CORP |
|---|---|
| Address | NOTTINGHAM, MD 21236 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 309 CASPIAN CT, EDGEWOOD, MD 21040-3612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 309 CASPIAN CT, EDGEWOOD, MD 21040-3612 |
| Document Number | 0156170001 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 15617/1 |
| Name | APG FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 309 Caspian Ct was $3,749, up 14.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,749.00 (+14.51%) | $344,000 (+6.76%) Land $80,000 Building $264,000 | $344,000 (-) Land $80,000 Building $264,000 |
| 2025 | $3,274.00 | $322,233 | $344,000 Land $80,000 Building $264,000 |
| 2023 | $278,700 Land $80,000 Building $198,700 | $278,700 Land $80,000 Building $198,700 | |
| 2022 | $2,919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Caspian Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Caspian Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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