Harford County property record for 308 Caspian Ct, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,596 sqft · built 2000 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Mar 2007) |
| Tax Bill | $3,191 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-322958 |
| Primary APN | 01-322958 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,668 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 322958 |
|---|---|
| Street Address | 308 CASPIAN CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 186 8668 SF 308 CASPIAN COURT OTTER CREEK LAND P 97/79 |
| Legal Subdivision | CASPIAN COURT OTTER CREEK |
| Legal Lot Number | 186 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 301602 |
308 Caspian Ct is owned and occupied by an individual who bought it in March 2007.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 CASPIAN CT, EDGEWOOD, MD 21040-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC |
| May 5, 2021 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2007 · Amount on File |
| Deed Sale | Mar 29, 2007 · Amount on File |
| Prior Sale | Dec 21, 2000 · Amount on File |
| Deed Document Number | 20072459 |
| Deed Book / Page | 7279 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 308 CASPIAN CT, EDGEWOOD, MD 21040-3612 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 308 CASPIAN CT, EDGEWOOD, MD 21040-3612 |
| Document Number | 0168040038 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 16804/38 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 308 CASPIAN CT, EDGEWOOD, MD 21040-3612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0147250176 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 14725/176 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 308 Caspian Ct was $3,191, up 14.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,191.00 (+14.58%) | $292,800 Land $79,900 Building $212,900 | $292,800 Land $79,900 Building $212,900 |
| 2025 | $2,785.00 | ||
| 2023 | $236,900 Land $79,900 Building $157,000 | $236,900 Land $79,900 Building $157,000 | |
| 2022 | $2,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Caspian Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Caspian Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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