Seminole County property record for 309 4th St, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,952 sqft · built 2024 |
| Lot Size | 0.512 acres (22,294 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $525,000 (May 2024) |
| Tax Bill | $305 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage May 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-20-32-501-0800-0180 |
| Primary APN | 21-20-32-501-0800-0180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 1,952 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,294 sqft (0.512 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 309 4TH ST |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-8511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 18 TO 20 N OF S R 46 & ALL OF LOTS 21 & 22 BLK 8 WHITCOMBS 2ND ADD TO GENEVA PB 2 PG 50 |
| Legal Subdivision | WHITCOMBS 1ST AND 2ND ADDS TO GENEVA |
| Legal Block | 8 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 309 4TH ST, GENEVA, FL 32732-8511 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 28, 2024 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| May 28, 2024 | Correction Deed Z TITLE GROUP LLC |
| Sep 1, 2023 | Intrafamily Transfer, Transfer Z TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on Record |
| Deed Sale | May 28, 2024 · Amount on Record |
| Deed Document Number | 202446954 |
| Deed Book / Page | 10634 / 824 |
| Prior Transfer Date | May 17, 2024 |
| Prior Transfer Doc | 0106340816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 28, 2024 |
| Property Address | 309 4TH ST, GENEVA, FL 32732-8511 |
| Document Number | 0106340824 |
| Book / Page | 10634 / 824 |
| Map Reference | MB 2 PG 50 |
| Instrument Date | May 17, 2024 |
| Instrument | 2024046954 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | Z TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 GENEVA DR, OVIEDO, FL 32765-7903 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 309 4TH ST, GENEVA, FL 32732-8511 |
| Document Number | 2024046955 |
|---|---|
| Date | May 28, 2024 |
| Instrument | 2024046955 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 28, 2024 |
| Property Address | 309 4TH ST, GENEVA, FL 32732-8511 |
| Document Number | 0106340816 |
| Book / Page | 10634 / 816 |
| Map Reference | MB 2 PG 50 |
| Instrument Date | May 17, 2024 |
| Instrument | 2024046951 |
| Record Updated | Dec 8, 2025 |
| Title Company | Z TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 295 GENEVA DR, OVIEDO, FL 32765-7903 |
| Name | Verified Name |
|---|---|
| Address | 295 GENEVA DR, OVIEDO, FL 32765-7903 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 309 4TH ST, GENEVA, FL 32732-8511 |
| Document Number | 0105000782 |
| Book / Page | 10500 / 782 |
| Map Reference | MB 2 PG 50 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023081142 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | Z TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 AULIN AVE, OVIEDO, FL 32765-9314 |
| Name | Verified Name |
|---|---|
| Address | 312 AULIN AVE, OVIEDO, FL 32765-9314 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305.00 (-72.5%) | $442,827 Land $84,000 Building $358,827 | $442,827 Land $84,000 Building $358,827 |
| 2024 | $1,109.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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