301 4th St, Geneva, FL 32732 Property Records

Seminole County property record for 301 4th St, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,583 sqft · built 2023
Lot Size0.276 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (Aug 2026)
Tax Bill$4,905 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Mar 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-20-32-501-0800-0230

Property Details

APN / Parcel Number

Primary APN21-20-32-501-0800-0230
Alternative APN
  • 20322150108000230

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,583 sqft Living Area
Gross Area2,053 sqft
1st Floor Area1,583 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.276 acres)
Garage TypeAttached
Garage Area470 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address301 4TH ST
CityGENEVA
StateFL
Zip32732-8511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 23 & 24 BLK 8 WHITCOMBS 2ND ADD TO GENEVA PB 2 PG 50
Legal SubdivisionWHITCOMBS 1ST AND 2ND ADDS TO GENEVA
Legal Block8
Legal Lot Number23,24
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1029
Census Tract21201

Owner

Source: Seminole County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address475 ALANS NATURE CV, GENEVA, FL 32732-8414
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Mar 20, 2024Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2023Intrafamily Transfer, Transfer
Z TITLE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2026 · Amount on Record
Deed SaleAug 11, 2026 · Amount on Record
Prior SaleMar 20, 2024 · Amount on Record
Deed Document Number202679922
Deed Book / Page11092 / 1113
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 11, 2026
Property Address301 4TH ST, GENEVA, FL 32732-8511
Document Number0000079922
Book / Page11092 / 1113
Instrument DateAug 7, 2026
Instrument202679922
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyTITLE GROUP, Z TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$349,965.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address475 ALANS NATURE CV, GENEVA, FL 32732-8414

Mortgage

Document Number0000079923,
DateAug 11, 2026
Instrument202679923
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate6.49%
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 20, 2024
Property Address301 4TH ST, GENEVA, FL 32732-8511
Document Number0105990395
Book / Page10599 / 395
Map ReferenceMB 2 PG 50
Instrument DateMar 15, 2024
Instrument2024025116
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyZ TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address295 GENEVA DR, OVIEDO, FL 32765-7903

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address301 4TH ST # 3, 3, GENEVA, FL 32732-8511

Mortgage

Document Number0010599397
DateMar 20, 2024
Instrument10599/397
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateSep 1, 2023
Property Address301 4TH ST, GENEVA, FL 32732-8511
Document Number0105000780
Book / Page10500 / 780
Map ReferenceMB 2 PG 50
Instrument DateAug 25, 2023
Instrument2023081141
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyZ TITLE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address312 AULIN AVE, OVIEDO, FL 32765-9314

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 AULIN AVENUIE, OVIEDO, FL 32765-9314

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,905.00 (+668.81%)$377,172 (+685.78%) Land $55,000 Building $322,172$377,172 (+685.78%) Land $55,000 Building $322,172
2023$638.00$48,000$48,000 Land $48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1994–2022)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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