309 4th Ave S, Buffalo, MN 55313 Property Records

Wright County property record for 309 4th Ave S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1918
Lot Size	0.27 acres (11,765 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Dec 2021)
Tax Bill	$3,352 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-021-004010`

Property Details

APN / Parcel Number

Primary APN	`103-021-004010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,510 sqft Living Area
1st Floor Area	790 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	11,765 sqft (0.27 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	189 sqft
Patio Area	670 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 4TH AVE S
City	BUFFALO
State	MN
Zip	55313-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 SUB-DIV CADYS 2ND ADDN LT A OF LT W & LT 1 OF LT3BLK4SUBDIV OF CERTAIN LANDS IN CADYS 2ND ADD W & L
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	SUB-DIV CADYS 2ND ADDN
Legal Block	4
Legal Lot Number	A,W,1,3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1048
Census Tract	100701

Owner

309 4th Ave S is owned and occupied by an individual who bought it in December 2021.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	309 4TH AVE S, BUFFALO, MN 55313-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jun 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Oct 7, 2011 · Amount on File
Deed Document Number	20211494727
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 28, 2021
Property Address	309 4TH AVE S, BUFFALO, MN 55313-1433
Document Number	00A1494727
Instrument Date	Dec 16, 2021
Instrument	A1494727
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	NORTH LAND TITLE, NORTHLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 4TH AVE S, BUFFALO, MN 55313-1433

Mortgage

Document Number	00A1494728
Date	Dec 28, 2021
Instrument	A1494728

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	309 4TH AVE S, BUFFALO, MN 55313-1433
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	LENDSERV NATL TTL & INFORMAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001455480
Date	Jan 19, 2021
Instrument	1455480

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 12, 2017
Property Address	309 4TH AVE S, BUFFALO, MN 55313-1433
Document Number	0001345502
Instrument Date	Apr 28, 2017
Instrument	1345502
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 4TH AVE S, BUFFALO, MN 55313-1433

Tax Assessment & Valuation

The 2026 property tax bill for 309 4th Ave S was $3,352.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,352.00	$294,500 (+2.79%) Land $75,000 Building $219,500	$294,500 (+2.79%) Land $75,000 Building $219,500
2025		$286,500 Land $75,000 Building $211,500	$286,500 Land $75,000 Building $211,500
2023	$3,252.00 (+2.72%)	$285,000 Land $70,000 Building $215,000	$285,000 Land $70,000 Building $215,000
2022	$3,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 4th Ave S in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 4th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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