304 4th Ave S, Buffalo, MN 55313 Property Records

Wright County property record for 304 4th Ave S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1912
Lot Size	0.29 acres (12,664 sqft)
Owner	Company Name on Record
Last Sale	$67,000 (Apr 2010)
Tax Bill	$2,478 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`103-019-001040`

Property Details

APN / Parcel Number

Primary APN	`103-019-001040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	832 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,664 sqft (0.29 acres)
Porch	Porch
Porch Area	200 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 4TH AVE S
City	BUFFALO
State	MN
Zip	55313-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 CADYS 1ST ADDN BLOCK-001 LOT 4 & S1/2 OF LT3 BLK1 S1/2 OF LT3 BLK1
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	CADYS 1ST ADDN
Legal Block	1,1
Legal Lot Number	4,3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3023
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6000 MAIN ST, ROCKFORD, MN 55373-5502
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage 21ST CENTURY BANK
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2010 · Amount on Record
Deed Sale	Apr 7, 2010 · Amount on Record
Prior Sale	May 4, 1999 · Amount on Record
Deed Document Number	2010113007
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	304 4TH AVE S, BUFFALO, MN 55313-1434
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	NORTH LAND TITLE, NORTHLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 MAIN ST, ROCKFORD, MN 55373-5502

Mortgage

Document Number	00A1501249
Date	Mar 15, 2022
Instrument	A1501249

Lender

Name	21ST CENTURY BANK
Type	Bank
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 11, 2042

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	304 4TH AVE S, BUFFALO, MN 55313-1434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001368142
Date	Apr 18, 2018
Instrument	1368142

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 10, 2023

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,478.00 (-1.04%)	$201,300 (+1.46%) Land $75,000 Building $126,300	$201,300 (+1.46%) Land $75,000 Building $126,300
2025		$198,400 (-3.88%) Land $75,000 Building $123,400	$198,400 (-3.88%) Land $75,000 Building $123,400
2023	$2,504.00 (+12.69%)	$206,400 Land $70,000 Building $136,400	$206,400 Land $70,000 Building $136,400
2022	$2,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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