309 3rd St SW, Cresco, IA 52136 Property Records

Howard County property record for 309 3rd St SW, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1961
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$50,500 (May 2017)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`320013801020000`

Property Details

APN / Parcel Number

Primary APN	`320013801020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	1,248 sqft
Finished Basement	475 sqft
Unfinished Basement	773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	179 sqft
Patio Area	102 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	309 3RD ST SW
City	CRESCO
State	IA
Zip	52136-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOTS 1 & 2 BLK 38 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT CRESCO
Legal Block	38
Legal Lot Number	1 & 2
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1118
Census Tract	960100

Owner

Source: Howard County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 3RD ST SW, CRESCO, IA 52136-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2018	Deed of Trust, Mortgage CUSB BANK
May 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Deed Document Number	2017730
Deed Book / Page	2017 / 730
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	309 3RD ST SW, CRESCO, IA 52136-1901
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001185
Date	Aug 13, 2018
Book Page	0000002018/0000001185
Instrument	000000001185

Lender

Name	CUSB BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	May 10, 2017
Property Address	309 3RD ST SW, CRESCO, IA 52136-1901
Document Number	2017/0730
Book / Page	2017 / 0730
Instrument Date	May 3, 2017
Instrument	2017 0730
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 3RD ST SW, CRESCO, IA 52136-1901

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,244.00 Homeowner's exemption	$86,640 (+11.48%) Land $6,680 Building $79,960	$86,640 (+11.48%) Land $6,680 Building $79,960
2024	$1,244.00 (+2.98%)
2023		$77,720 (+19.09%) Land $6,680 Building $71,040	$77,720 (+19.09%) Land $6,680 Building $71,040
2022	$1,208.00 Homeowner's exemption	$65,260 Land $6,680 Building $58,580
2021			$65,260 Land $6,680 Building $58,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

Nearby Properties on 3rd St SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures