303 3rd St SW, Cresco, IA 52136 Property Records

Howard County property record for 303 3rd St SW, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1965
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,000 (Apr 2025)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`320013801010000`

Property Details

APN / Parcel Number

Primary APN	`320013801010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	475 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	303 3RD ST SW
City	CRESCO
State	IA
Zip	52136-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOTS 1 & 2 BLK 38 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT OF CRESCO
Legal Block	38
Legal Lot Number	1 & 2
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1118
Census Tract	960100

Owner

Source: Howard County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3794 228TH AVE, DECORAH, IA 52101-6802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage · Line of Credit ESB BANK
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Aug 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK & TRUST
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	2025533
Deed Book / Page	2025 / 533
Prior Transfer Date	Dec 1, 2011
Prior Transfer Doc	02011/1663
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	303 3RD ST SW, CRESCO, IA 52136-1901
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3794 228TH AVE, DECORAH, IA 52101-6802

Mortgage

Document Number	002025/534
Date	Apr 25, 2025
Book Page	2025/534
Instrument	2025 534

Lender

Name	ESB BANK
Type	Bank
Address	CALEDONIA, MN 55921

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	303 3RD ST SW, CRESCO, IA 52136-1901
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0943
Date	Jun 16, 2017
Book Page	2017/0943
Instrument	2017 0943

Lender

Name	STATE BANK
Type	Bank
Address	NEW HAMPTON, IA 50659

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	303 3RD ST SW, CRESCO, IA 52136-1901
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1252
Date	Aug 29, 2019
Book Page	2019/1252
Instrument	1252

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2020

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jun 16, 2017
Property Address	303 3RD ST SW, CRESCO, IA 52136-1901
Document Number	02017/0940
Book / Page	2017 / 0940
Instrument Date	Jun 11, 2017
Instrument	2017-0940
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 3RD ST SW, CRESCO, IA 52136-1901

Mortgage

Document Number	02017/0941
Date	Jun 16, 2017
Book Page	2017/0941
Instrument	2017 0941

Lender

Name	STATE BANK
Type	Bank
Address	NEW HAMPTON, IA 50659

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 Homeowner's exemption	$102,750 (+11.92%) Land $6,680 Building $96,070	$102,750 (+11.92%) Land $6,680 Building $96,070
2024	$1,502.00 (+3.3%)
2023		$91,810 (+19.67%) Land $6,680 Building $85,130	$91,810 (+19.67%) Land $6,680 Building $85,130
2022	$1,454.00 Homeowner's exemption	$76,720 Land $6,680 Building $70,040
2021			$76,720 Land $6,680 Building $70,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

Nearby Properties on 3rd St SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures