Howard County property record for 309 3rd St SE, Cresco, IA 52136 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1892 |
| Square Footage | 832 sqft Living Area |
| Lot Size | 7,492 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $68,000 (2025) |
| Tax Bill | $502.00 (2025) |
Source: Howard County records · APN 320013401030000
Assessment roll updated October 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 3RD ST SE, CRESCO, IA 52136-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2025 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage CRESCO BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on Record |
| Deed Sale | Aug 11, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Doc Number | 20251098 |
| Deed Book / Page | 2025 / 1098 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Aug 11, 2025 |
| Property Address | 309 3RD ST SE, CRESCO, IA 52136-2025 |
| Document Number | 02025/1098 |
| Book / Page | 2025 / 1098 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 2025 1098 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 3RD ST SE, CRESCO, IA 52136-2025 |
| Document Number | 0020251099 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 2025 1099 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Jun 30, 2022 |
| Property Address | 309 3RD ST SE, CRESCO, IA 52136-2025 |
| Document Number | 02022/1048 |
| Book / Page | 2022 / 1048 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022 1048 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 3RD ST SE, CRESCO, IA 52136-2025 |
| Document Number | 0020221049 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022 1049 |
| Name | CRESCO BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 30, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Howard County records · Assessment roll updated October 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Cresco City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $502.00 Homeowner's exemption | $42,150 (+12.58%) Land $5,000 Building $37,150 | $42,150 (+12.58%) Land $5,000 Building $37,150 |
| 2024 | $502.00 (+21.26%) Homeowner's exemption | $37,440 (-) Land $5,000 Building $32,440 | |
| 2023 | $37,440 (+32.67%) Land $5,000 Building $32,440 | $37,440 (+32.67%) Land $5,000 Building $32,440 | |
| 2022 | $414.00 Homeowner's exemption | $28,220 Land $5,000 Building $23,220 | |
| 2021 | $28,220 Land $5,000 Building $23,220 |
Source: FEMA National Flood Hazard Layer, Howard County (19089C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 320013401030000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 832 sqft Living Area |
| Basement Area | 160 sqft Basement |
| Unfinished Basement | 160 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,492 sqft (0.172 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 240 sqft Garage |
| Porch Area | 42 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 309 3RD ST SE |
|---|---|
| City | CRESCO |
| State | IA |
| Zip | 52136-2025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 50' LOTS 1, 2 & 3 BLK 34 CRESCO PLAT |
| Legal Subdivision | ORIGINAL PLAT OF CRESCO |
| Legal Block | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD IA |
| Minor Civil Division | VERNON SPRINGS |
| Census Blockgroup | 1 |
| Census Block | 1122 |
| Census Tract | 960100 |
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