306 3rd St SE, Cresco, IA 52136 Property Records

Howard County property record for 306 3rd St SE, Cresco, IA 52136 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1951
Square Footage924 sqft Living Area
Lot Size12,023 sqft (0.276 acres)
OccupancyOwner Occupied
Last Sale$75,500 (2023)
Tax Bill$1,232.00 (2025)

Owner

Source: Howard County records · APN 320013507010000

Assessment roll updated October 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address306 3RD ST SE, CRESCO, IA 52136-2026
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
CUSB BANK
Nov 16, 2023Warranty Deed, Transfer · Conventional Mortgage
CUSB BANK
Aug 29, 2019Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
CRESCO B&T CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2023 · Amount on Record
Deed SaleNov 16, 2023 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Doc Number20231699
Deed Book / Page2023 / 1699
Prior Transfer DateNov 15, 2023
Prior Transfer Doc02023/1699
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Recording DateMay 13, 2026
Property Address306 3RD ST SE, CRESCO, IA 52136-2026
Document Number0000000648
Book / Page2026 / 648
Instrument DateMay 08, 2026
Instrument2026648
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 3RD ST SE, CRESCO, IA 52136-2026
InvestorPossibly a Property Investor

Mortgage

Document Number0000000648,
DateMay 13, 2026
Book Page2026/648
Instrument2026648
Lender
NameCUSB BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOWARD IA
Recording DateNov 16, 2023
Property Address306 3RD ST SE, CRESCO, IA 52136-2026
Document Number02023/1699
Book / Page2023 / 1699
Instrument DateNov 15, 2023
Instrument2023 1699
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$119.20
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 3RD ST SE, CRESCO, IA 52136-2026

Mortgage

Document Number0020231700
DateNov 16, 2023
Instrument2023 1700
Lender
NameCUSB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOWARD IA
Recording DateAug 29, 2019
Property Address306 3RD ST SE, CRESCO, IA 52136-2026
Document Number02019/1246
Book / Page2019 / 1246
Instrument DateAug 28, 2019
Instrument1246
Transaction TypeTransfer
Record UpdatedMar 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 5TH AVE E, CRESCO, IA 52136-1309
InvestorPossibly a Property Investor

Mortgage

Document Number02019/1247
DateAug 29, 2019
Book Page2019/1247
Instrument1247
Lender
NameCRESCO B&T CO
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term181 Months
DueSep 01, 2034
Interest
Rate TypeAdjustable Rate
Rate4.7%
Type Change DateAug 29, 2024
Index5-Year CMT
Margin3

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated October 30, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,232.00$74,370 (+11.15%) Land $8,000 Building $66,370$74,370 (+11.15%) Land $8,000 Building $66,370
2024$1,232.00 (+1.65%)
2023$66,910 (+18.28%) Land $8,000 Building $58,910$66,910 (+18.28%) Land $8,000 Building $58,910
2022$1,212.00$56,570 Land $8,000 Building $48,570
2021$56,570 Land $8,000 Building $48,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (19089C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN320013507010000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area924 sqft Living Area
Basement Area924 sqft Basement
Unfinished Basement924 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,023 sqft (0.276 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area768 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address306 3RD ST SE
CityCRESCO
StateIA
Zip52136-2026
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 30' LOT 7 & ALL LOT 8 BLK 35 CRESCOPLAT
Legal SubdivisionORIGINAL TOWN CRESCO
Legal Block35
Legal Lot Number7
JurisdictionHOWARD IA
Minor Civil DivisionVERNON SPRINGS
Census Blockgroup1
Census Block1121
Census Tract960100

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