309 3rd Ave, Elberon, IA 52225 Property Records

Tama County property record for 309 3rd Ave, Elberon, IA 52225

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,456 sqft · built 1998
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Sep 2021)
Tax Bill$2,584 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16.14.276.009

Property Details

APN / Parcel Number

Primary APN16.14.276.009

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Basement Area1,456 sqft
Finished Basement52 sqft
Unfinished Basement156 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,799 sqft (0.73 acres)
Garage TypeDetached
Garage Area1,440 sqft
Deck Area96 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address309 3RD AVE
CityELBERON
StateIA
Zip52225-8744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-83-13 LOT 1 R-FARMS ADDN
Legal Range13W
Legal Township83N
Legal Section14
Legal SubdivisionR FARMS
Legal Lot Number1
JurisdictionTAMA IA
Township / Civil DivisionYORK
Census Block Group4
Census Block4054
Census Tract290600

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 3RD AVE, ELBERON, IA 52225-8744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOUNT VERNON BANK & TRUST CO
Sep 10, 2021Warranty Deed, Transfer · Conventional Mortgage
MOUNT VERNON BANK & TRUST CO
Jun 22, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SOUTHWEST MORTGAGE FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleJun 22, 2017 · Amount on Record
Deed Document Number20212885
Prior Transfer DateMar 14, 2016
Prior Transfer Doc000956/142
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address309 3RD AVE, ELBERON, IA 52225-8744
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020213952
DateDec 17, 2021
Instrument2021-3952
Lender
NameMOUNT VERNON BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTAMA IA
Recording DateSep 10, 2021
Property Address309 3RD AVE, ELBERON, IA 52225-8744
Document Number02021/2885
Book / Page2021 / 2885
Instrument DateAug 31, 2021
Instrument2021-2885
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address309 3RD AVE, ELBERON, IA 52225-8744

Mortgage

Document Number0020212886
DateSep 10, 2021
Instrument2021-2886
Lender
NameMOUNT VERNON BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTAMA IA
Recording DateJun 22, 2017
Property Address309 3RD AVE, ELBERON, IA 52225-8744
Document Number000975/265
Book / Page0975 / 265
Instrument DateJun 19, 2017
Instrument2017-1915
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address309 3RD AVE, ELBERON, IA 52225-8744

Mortgage

Document Number000973/272
DateJun 22, 2017
Book Page0973/272
Instrument2017-1916
Lender
NameAMERICAN SOUTHWEST MORTGAGE FUNDING CORP
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73112
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
MunicipalityElberon City
Unified School DistrictBenton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,584.00 (-15.5%) Homeowner's exemption$206,730 (-6.95%) Land $13,870 Building $192,860$206,730 (-6.95%) Land $13,870 Building $192,860
2024$3,058.00 (+14.7%)$222,170 (-) Land $13,870 Building $208,300
2023$222,170 Land $13,870 Building $208,300$222,170 Land $13,870 Building $208,300
2022$2,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Keystone Communications
Fiber
250 / 250
GigFire
Fixed Wireless
150 / 130

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