102 3rd Ave, Elberon, IA 52225 Property Records

Tama County property record for 102 3rd Ave, Elberon, IA 52225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,110 sqft · built 1900
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Jul 2023)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16.14.231.003`

Property Details

APN / Parcel Number

Primary APN	`16.14.231.003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
Basement Area	536 sqft
Unfinished Basement	536 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	14,201 sqft (0.326 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	102 3RD AVE
City	ELBERON
State	IA
Zip	52225-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 5 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	TAMA IA
Township / Civil Division	YORK
Census Block Group	4
Census Block	4103
Census Tract	290600

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 3RD AVE, ELBERON, IA 52225-8743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	20231581
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jul 26, 2023
Property Address	102 3RD AVE, ELBERON, IA 52225-8743
Document Number	0020231581
Instrument Date	Jul 12, 2023
Instrument	2023-1581
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 3RD AVE, ELBERON, IA 52225-8743

Mortgage

Document Number	0020231582
Date	Jul 26, 2023
Instrument	2023-1582

Lender

Name	MIDWESTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Min Rate At Change	7.75%
Max Rate At Change	12.7%
Index	1-Year CMT
Margin	3
Max Rate	12.7%

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Elberon City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00 (+2.85%)	$114,950 (+12.48%) Land $8,820 Building $106,130	$114,950 (+12.48%) Land $8,820 Building $106,130
2024	$1,474.00 (+3%)
2023		$102,200 Land $8,820 Building $93,380	$102,200 Land $8,820 Building $93,380
2022	$1,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBERON WATER SUPPLY serves 184 people · EPA ID IA8631003
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	3.59 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd Ave

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