309 23rd St N, La Crosse, WI 54601 Property Records

La Crosse County property record for 309 23rd St N, La Crosse, WI 54601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,178 sqft · built 1929
Lot Size0.155 acres (6,752 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (Jul 2018)
Tax Bill$3,710 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN017-020054-030

Property Details

APN / Parcel Number

Primary APN017-020054-030
Alternative APNs
  • 17 20054 30
  • 28259

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
Basement Area1,036 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Roof MaterialComposition Shingle
Lot Area6,752 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
TerrainAbove Road/Slope
Garage TypeMixed
Garage Area236 sqft
CarportCarport
Carport Area252 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number28259
Old Parcel Number17 20054 30
Street Address309 23RD ST N
CityLA CROSSE
StateWI
Zip54601-3856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPIERS ADDITION LOT 9 BLOCK 3 LOT SZ: 50 X 134.7
Legal Range07
Legal Township16
Legal Section33
Legal QuarterSE
Quarter-Quarter SectionSW
Legal SubdivisionSPIER'S ADDITION TO LA CROSSE
Legal Block3
Legal Lot Number9
JurisdictionLA CROSSE WI
Township / Civil DivisionLA CROSSE
Census Block Group2
Census Block2012
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the 23rd and 24th Streets Historic District
listed 2010 · 114 contributing resources · NRIS 10000839

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 23RD ST N, LA CROSSE, WI 54601-3856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Jul 9, 2018Warranty Deed, Transfer · ARM
ALTRA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2018 · Amount on Record
Deed SaleJul 9, 2018 · Amount on Record
Prior SaleMay 21, 2012 · Amount on Record
Deed Document Number1712886
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address309 23RD ST N, LA CROSSE, WI 54601-3856
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001794391
DateMay 31, 2022
Instrument1794391
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2052
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address309 23RD ST N, LA CROSSE, WI 54601-3856
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1760376
DateNov 30, 2020
Instrument1760376
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJul 9, 2018
Property Address309 23RD ST N, LA CROSSE, WI 54601-3856
Document Number0001712886
Instrument DateJul 2, 2018
Instrument1712886
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$474.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1712888
DateJul 9, 2018
Instrument1712888
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.13%
Index1-Year CMT

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityLa Crosse City
Unified School DistrictLa Crosse School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,710.00 (-2.16%) Homeowner's exemption$217,300 (+18.29%) Land $58,700 Building $158,600$226,500 (+23.3%)
2023$3,792.00 Homeowner's exemption$183,700 Land $45,000 Building $138,700$183,700 Land $45,000 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLA CROSSE WATERWORKS
serves 53,000 people · EPA ID WI6320309
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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