La Crosse County property record for 232 23rd St N, La Crosse, WI 54601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 1892 |
| Lot Size | 0.151 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,746 (2025) |
| Deeds & Mortgages | Aug 2011 Mortgage Aug 2014 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-020057-040 |
| Primary APN | 017-020057-040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,364 sqft Living Area |
| Basement Area | 441 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Shingles |
| Foundation Type | Raised |
| Lot Area | 6,621 sqft (0.151 acres) |
| Lot Dimensions | 133 ft deep x 50 ft wide |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28301 |
|---|---|
| Old Parcel Number | 17 20057 40 |
| Street Address | 232 23RD ST N |
| City | LA CROSSE |
| State | WI |
| Zip | 54601-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPIERS ADDITION LOT 10 BLOCK 7 LOT SZ: 50 X 134 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 33 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | SPIER'S ADDITION TO LA CROSSE |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | LA CROSSE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the 23rd and 24th Streets Historic District listed 2010 · 114 contributing resources · NRIS 10000839 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: La Crosse County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 232 23RD ST N, LA CROSSE, WI 54601-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2011 | Deed of Trust, Mortgage ALTRA FCU |
| Aug 20, 2014 | Deed of Trust, Mortgage · Line of Credit ALTRA FCU |
| May 11, 2011 | Deed of Trust, Mortgage · Line of Credit ALTRA FCU |
| Mar 5, 2026 | Intrafamily Transfer, Transfer |
| Oct 15, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2020 |
| Transfer Doc | 0001757174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 232 23RD ST N, LA CROSSE, WI 54601-3804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001577673 |
|---|---|
| Date | Aug 1, 2011 |
| Instrument | 1577673 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | LA CROSSE, WI 54601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 232 23RD ST N, LA CROSSE, WI 54601-3804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001644040 |
|---|---|
| Date | Aug 20, 2014 |
| Instrument | 1644040 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 232 23RD ST N, LA CROSSE, WI 54601-3804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001573503 |
|---|---|
| Date | May 11, 2011 |
| Instrument | 1573503 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | LA CROSSE, WI 54601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Mar 5, 2026 |
| Property Address | 232 23RD ST N, LA CROSSE, WI 54601-3804 |
| Document Number | 0001845818 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 1845818 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Oct 15, 2020 |
| Property Address | 232 23RD ST N, LA CROSSE, WI 54601-3804 |
| Document Number | 0001757174 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 1757174 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | La Crosse City |
| Unified School District | La Crosse School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,746.00 (-4.8%) Homeowner's exemption | $219,300 (+15.06%) Land $58,200 Building $161,100 | $228,600 (+19.94%) |
| 2023 | $3,935.00 Homeowner's exemption | $190,600 Land $44,700 Building $145,900 | $190,600 Land $44,700 Building $145,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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