309 16th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 309 16th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 735 sqft · built 1918
Lot Size	0.107 acres (4,661 sqft)
Owner	Individual Name on Record
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-720-0057-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-720-0057-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	735 sqft Living Area
1st Floor Area	735 sqft
Basement Area	735 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	100 ft deep x 46.4 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	309 16TH ST
City	PORT HURON
State	MI
Zip	48060-4246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 54 WATERLOO'S SUBDIVISION OF PART OF SECTIONS 9 AND 10
Legal Subdivision	WATERLOOS SUBDIVISION
Legal Lot Number	54
Legal Unit	54
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2008
Census Tract	623000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 16TH ST, PORT HURON, MI 48060-4246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING
Jan 8, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 7, 2011
Transfer Doc	004158/457
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 14, 2026
Property Address	309 16TH ST, PORT HURON, MI 48060-4246
Document Number	0000018625
Book / Page	5964 / 281
Instrument Date	Aug 31, 2026
Instrument	202618625
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 16TH ST, PORT HURON, MI 48060-4246

Mortgage

Document Number	0000018625,
Date	Sep 14, 2026
Book Page	5964/281
Instrument	202618625

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	309 16TH ST, PORT HURON, MI 48060-4246
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 16TH ST, PORT HURON, MI 48060-4246

Mortgage

Document Number	0005887219
Date	Jan 8, 2026
Book Page	5887/219
Instrument	2026000505

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	309 16TH ST, PORT HURON, MI 48060-4246
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 16TH ST, PORT HURON, MI 48060-4246

Mortgage

Document Number	0005475326
Date	Jan 14, 2022
Book Page	5475/326
Instrument	2022001142

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,500 (+14.13%)	$105,000 (+14.13%)
2025	$1,331.00 (+6.57%) Homeowner's exemption	$46,000 (+30.68%)
2024	$1,249.00 (+36.35%)		$92,000 (+30.68%)
2023		$35,200
2022	$916.00		$70,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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