218 16th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 218 16th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 895 sqft · built 1918
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Jul 2026)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-720-0003-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-720-0003-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	895 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	107 ft deep x 46.4 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	218 16TH ST
City	PORT HURON
State	MI
Zip	48060-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 WATERLOO'S SUBDIVISION OF PART OF SECTIONS 9 AND 10
Legal Subdivision	WATERLOOS SUBDIVISION
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2005
Census Tract	623000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1420 WALL ST, PORT HURON, MI 48060-5150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST STATE BANK
Jul 30, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	202615452
Deed Book / Page	5949 / 376
Prior Transfer Date	Oct 12, 2006
Prior Transfer Doc	003633/158
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 28, 2026
Property Address	218 16TH ST, PORT HURON, MI 48060-4212
Document Number	0000015224
Book / Page	5948 / 369
Instrument Date	Jul 22, 2026
Instrument	202615224
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 WALL ST, PORT HURON, MI 48060-5150
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015224,
Date	Jul 28, 2026
Book Page	5948/369
Instrument	202615224

Lender

Name	FIRST STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 30, 2026
Property Address	218 16TH ST, PORT HURON, MI 48060-4212
Document Number	0000015452
Book / Page	5949 / 376
Instrument Date	Jul 22, 2026
Instrument	202615452
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	HURON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115,140.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 WALL ST, PORT HURON, MI 48060-5150
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015224,
Date	Jul 30, 2026
Instrument	202615224

Lender

Name	FIRST STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 19, 2018
Property Address	218 16TH ST, PORT HURON, MI 48060-4212
Document Number	0005000107
Book / Page	5000 / 107
Map Reference	LB 11 PG 108
Instrument Date	Oct 15, 2018
Instrument	2018023450
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1557 MINNESOTA AVE, 1557, MARYSVILLE, MI 48040-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4113 PINE GROVE AVE, FORT GRATIOT, MI 48059-3837

Mortgage

Document Number	2018023451
Date	Oct 19, 2018
Instrument	2018023451

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,100 (+14.1%)	$126,200 (+14.1%)
2025	$1,769.00 (+2.79%) Homeowner's exemption	$55,300 (+26.54%)
2024	$1,721.00 (+23.64%)		$110,600 (+26.54%)
2023		$43,700
2022	$1,392.00		$87,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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