309 12th St S, Buffalo, MN 55313 Property Records

Wright County property record for 309 12th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,323 sqft · built 1964
Lot Size	0.312 acres (13,614 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Aug 2021)
Tax Bill	$3,808 (2026)
Deeds & Mortgages	Aug 2021 Sale Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-036-002010`

Property Details

APN / Parcel Number

Primary APN	`103-036-002010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Basement Area	1,054 sqft
Finished Basement	1,054 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,614 sqft (0.312 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 12TH ST S
City	BUFFALO
State	MN
Zip	55313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-120 RANGE-025 MAPLE HILL ADDN VLG BUFFALO LOT-001 BLOCK-002 1 BLOCK-002
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	MAPLE HILL ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4001
Census Tract	100701

Owner

309 12th St S is owned and occupied by an individual who bought it in August 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	309 12TH ST S, BUFFALO, MN 55313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer TITLE CORE LLC, TITLE CHOICE LLC
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit BANKWEST
Jul 1, 2019	Warranty Deed, Transfer · Commercial Mortgage BANKWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Document Number	20211481202
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 23, 2021
Property Address	109 12TH ST S, BUFFALO, MN 55313-1226
Document Number	0001481202
Instrument Date	Aug 18, 2021
Instrument	1481202
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	TITLE CORE LLC, TITLE CHOICE LLC

Transaction

Amount	Amount on Record
Tax	$1,029.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 12TH ST S, BUFFALO, MN 55313-1226

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	109 12TH ST S, BUFFALO, MN 55313-1226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001416705
Date	Jan 22, 2020
Instrument	1416705

Lender

Name	BANKWEST
Type	Bank
Address	ROCKFORD, MN 55373

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 1, 2019
Property Address	109 12TH ST S, BUFFALO, MN 55313-1226
Document Number	0001399205
Instrument Date	Jun 28, 2019
Instrument	1399205
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TITLE CHOICE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 12TH ST S, BUFFALO, MN 55313-1226

Mortgage

Document Number	0001399207
Date	Jul 1, 2019
Instrument	1399207

Lender

Name	BANKWEST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 309 12th St S was $3,808.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,808.00	$329,400 (+2.84%) Land $80,000 Building $249,400	$329,400 (+2.84%) Land $80,000 Building $249,400
2025		$320,300 Land $80,000 Building $240,300	$320,300 Land $80,000 Building $240,300
2023	$3,656.00 (+9.99%)	$308,700 Land $80,000 Building $228,700	$308,700 Land $80,000 Building $228,700
2022	$3,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 12th St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 12th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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