Lincoln County property record for 3089 River Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,083 sqft · built 2000 |
| Lot Size | 0.532 acres (23,174 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,000 (Aug 2022) |
| Tax Bill | $1,344 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3625-26-7164 |
| Primary APN | 3625-26-7164 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,083 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 23,174 sqft (0.532 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 260640 |
|---|---|
| Street Address | 3089 RIVER RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #7 LOT RIVER VILLAGE SUB |
| Legal Subdivision | RIVER VILLAGE |
| Legal Lot Number | 7 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 70800 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16909 DOE VALLEY CT, CORNELIUS, NC 28031-5666 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2003 · Amount on Record |
| Deed Document Number | 2022657015 |
| Deed Book / Page | 3192 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 29, 2022 |
| Property Address | 3089 RIVER RD, LINCOLNTON, NC 28092-9534 |
| Document Number | 0003192306 |
| Book / Page | 3192 / 306 |
| Map Reference | MB 9 PG 490 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 657015 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1285 PELL DR, 1285, LINCOLNTON, NC 28092-7313 |
| Name | Verified Name |
|---|---|
| Address | 16909 DOE VALLEY CT, CORNELIUS, NC 28031-5666 |
| Document Number | 0000657016 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 657016 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,344.00 (+4.59%) | $197,827 (-) Land $27,000 Building $170,827 | $197,827 (-) Land $27,000 Building $170,827 |
| 2023 | $1,285.00 | $197,827 Land $27,000 Building $170,827 | $197,827 Land $27,000 Building $170,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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