2615 River Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2615 River Rd, Lincolnton, NC 28092

Property Summary

Property Type	Care Home (Retirement, Nursing, Convalescent)
Details	built 2017
Lot Size	12.3 acres (538,010 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,261 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3625-02-5804`

Property Details

APN / Parcel Number

Primary APN	`3625-02-5804`
Alternative APNs	`244489` `90167`

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	538,010 sqft (12.3 acres)
Poultry House	22,500 sqft
Utility Building	5,250 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	244489
Street Address	RIVER RD
State	NC
Property Category	Commercial
Property Type	Commercial > Retail > Care Home (Retirement, Nursing, Convalescent)
Local Zoning Code	R-SF
Legal Description	PT OF HUGH WATERS LD
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	4
Census Block	4000
Census Tract	70800

Owner

2615 River Rd, a commercial property, is owned by two individuals who acquired it in June 2013.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2599 RIVER RD, LINCOLNTON, NC 28092-9539
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Deed of Trust, Mortgage · Line of Credit CAROLINA TR BK
Jun 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 10, 2013
Transfer Doc	0024000125
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2615 RIVER RD, LINCOLNTON, NC 28092-9558
Document Number	2859644
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2599 RIVER RD LINCOLNTON NC 280929539, LINCOLNTON, NC 28092-9539

Mortgage

Document Number	2859644
Date	Nov 6, 2019
Book Page	002859/000644
Instrument	600206

Lender

Name	CAROLINA TR BK
Type	Bank
Address	901 E MAIN ST, LINCOLNTON, NC 28092-3448

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 18, 2019
Property Address	2615 RIVER RD, LINCOLNTON, NC 28092-9558
Document Number	2824681
Book / Page	002824 / 000681
Instrument Date	Jun 18, 2019
Instrument	593925
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 RIVER RD LINCOLNTON NC 280929558, LINCOLNTON, NC 28092-9558

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2615 RIVER RD, LINCOLNTON, NC 28092-9558
Document Number	275710
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 PARK CIR LINCOLNTON NC 280920005, LINCOLNTON, NC 28092-0005

Mortgage

Document Number	275710
Date	Jul 18, 2018
Book Page	002757/000010
Instrument	580714

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092-3398

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 17, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2615 River Rd was $4,261, up 0.8% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,261.00 (+0.83%)	$777,281 (-) Land $96,115 Building $681,166	$777,281 (-) Land $96,115 Building $681,166
2025	$4,226.00	$777,281 Land $96,115 Building $681,166	$777,281 Land $96,115 Building $681,166
2023	$4,121.00	$777,281 Land $96,115 Building $681,166	$777,281 Land $96,115 Building $681,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2615 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2615 River Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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