Jackson County property record for 3088 Willow St, Cottondale, FL 32431
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 2008 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $227 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-5N-11-0093-0000-00I4 |
| Primary APN | 31-5N-11-0093-0000-00I4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3088 WILLOW ST |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-3311 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | OR 1381 P 220 COMM AT SEC OF SECT, RUN W ALONG S LINE 965.17 FT, N 2203.65 FT TO N LINE OF PROPERTY DESCRIBED IN OR 1227 P 337 TO BEGIN, W 327.32 FT TO E RTWY OF WILLOW ST, N ALONG RTWY 132.86 FT, E 328.44 FT, S 132.85 FT TO POB. OR 1410 P 214 D.I.E. |
| Legal Range | 11W |
| Legal Township | 05N |
| Legal Section | 31 |
| Legal Block | I4 |
| Legal Lot Number | 30000 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 210400 |
3088 Willow St, a mobile home, is owned and occupied by an individual who acquired it in March 2014.
Source: Jackson County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3088 WILLOW ST, COTTONDALE, FL 32431-3311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 12, 2014 |
| Transfer Doc | 0014210616 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 3088 WILLOW ST, COTTONDALE, FL 32431-3311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015250628 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 1525/0628 |
| Instrument | 201732002757 |
| Name | PEOPLESSOUTH BANK |
|---|---|
| Type | Bank |
| Address | MARIANNA, FL 32448 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 64 Months |
| Due | Jul 10, 2022 |
The 2025 property tax bill for 3088 Willow St was $227 with a homeowner's exemption, up 9.1% from the year before.
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Cottondale Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227.00 (+9.13%) Homeowner's exemption | $37,727 (+2.9%) | $138,232 (-2.38%) Land $8,500 Building $129,732 |
| 2024 | $208.00 (+11.83%) Homeowner's exemption | $36,664 (+3%) | $141,602 (+145.69%) Land $8,500 Building $133,102 |
| 2023 | $186.00 (+16.98%) Homeowner's exemption | $35,596 (+3%) | $57,635 (+31.5%) Land $8,500 Building $49,135 |
| 2022 | $159.00 Homeowner's exemption | $34,559 | $43,830 Land $8,000 Building $35,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3088 Willow St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3088 Willow St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
May also be available: Xfinity.
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