3084 Willow St, Cottondale, FL 32431 Property Records

Jackson County property record for 3084 Willow St, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,373 sqft · built 2011
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,351 (2025)
Flood ZoneZone X (minimal risk)
APN31-5N-11-0093-0000-00I0

Property Details

APN / Parcel Number

Primary APN31-5N-11-0093-0000-00I0
Alternative APN
  • 11 N 5310093000000I0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,373 sqft Living Area
Gross Area1,736 sqft
1st Floor Area1,373 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleBungalow
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area247 sqft
DrivewayConcrete Driveway
Driveway Area649 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3084 WILLOW ST
CityCOTTONDALE
StateFL
Zip32431-3311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDB 530 P 295 OR 1227 P 337 PARCEL A SOUTH 1AC OF NORTH COMM AT SEC OF SECT, RUN W ALONG S BNDY 944.69 FT TO SEC OF 23 AC KNOWN AS W 378 FT OF E1/2 OF SE1/4(DESCRIBED IN DB 530 P 295), CONT W 387 FT TO E1/2 OF SE1/4 OF SECT, RUN N 474.60 FT, E 34.46 F
Legal Range11W
Legal Township05N
Legal Section31
Legal BlockI0
Legal Lot Number30000
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group3
Census Block3008
Census Tract210400

Owner

Source: Jackson County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3053 HENDERSON RD, COTTONDALE, FL 32431-7310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 15, 2008
Transfer Doc0012270337
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityCottondale Town
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,351.00 (+3.68%) Homeowner's exemption$118,638 (+2.9%)$170,155 (-1.07%) Land $8,500 Building $161,655
2024$1,303.00 (+6.72%) Homeowner's exemption$115,294 (+3%)$172,004 (+2.62%) Land $8,500 Building $163,504
2023$1,221.00 (+10.9%) Homeowner's exemption$111,936 (+3%)$167,612 (+22.67%) Land $8,500 Building $159,112
2022$1,101.00 Homeowner's exemption$108,676$136,640 Land $8,000 Building $128,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONDALE WATER SYSTEM
serves 861 people · EPA ID FL1320143
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5

May also be available: Xfinity.

Nearby Properties on Willow St

Nearby Streets

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