Charlotte Town property record for 3087 Spear St, Charlotte, VT 05445
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2,651 sqft · built 1985 |
| Lot Size | 5.31 acres (231,304 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Jul 2022) |
| Tax Bill | $8,983 (2025) |
| Deeds & Mortgages | Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00002-3087 |
| Primary APN | (043) 00002-3087 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,651 sqft Living Area |
| Basement Area | 406 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 231,304 sqft (5.31 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 3087 SPEAR ST |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9208 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 5.31 ACRES & DWLS: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3501 |
Source: Charlotte Town assessment roll, APN (043) 00002-3087, as of May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3087 SPEAR ST, CHARLOTTE, VT 05445-9208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Deed Document Number | 2022DK 587052608 |
| Prior Transfer Date | Dec 06, 1996 |
| Prior Transfer Doc | 0000846179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Jul 11, 2022 |
| Property Address | 3087 SPEAR ST, CHARLOTTE, VT 05445-9208 |
| Document Number | DK587052608 |
| Instrument Date | Jul 05, 2022 |
| Instrument | DK 587052608 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $9.92 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3085 SPEAR ST, 3085, CHARLOTTE, VT 05445-9208 |
| Name | Verified Name |
|---|---|
| Address | 3087 SPEAR ST, CHARLOTTE, VT 05445-9208 |
| Investor | Possibly a Property Investor |
Source: Charlotte Town assessment roll as of May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,983.00 (-17.02%) | $714,500 Land $291,400 Building $423,100 |
| 2024 | $10,825.00 |
Source: FEMA National Flood Hazard Layer, Chittenden County (50007C), as of November 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500070035011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 22 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Selectronics Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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