Charlotte Town property record for 2951 Spear St, Charlotte, VT 05445
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Apr 1995) |
| Tax Bill | $14,317 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00002-2951 |
| Primary APN | (043) 00002-2951 |
|---|---|
| Alternative APNs |
|
| Lot Area | 84,942 sqft (1.95 acres) |
|---|---|
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Street Address | 2951 SPEAR ST |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9399 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | 1.95 ACRES & DWL & OUTBLDG: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3501 |
Source: Charlotte Town records · APN (043) 00002-2951
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2951 SPEAR ST, CHARLOTTE, VT 05445-9399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 1995 · Amount on Record |
| Deed Sale | Apr 14, 1995 · Amount on Record |
| Deed Document Number | 1995363896 |
| Deed Book / Page | 84 / 578 |
| Record Updated | Sep 20, 2026 |
Source: Charlotte Town records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,317.00 (-17.02%) | $1,138,800 Land $248,800 Building $890,000 |
| 2024 | $17,253.00 |
Source: FEMA National Flood Hazard Layer, Chittenden County (50007C), as of November 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500070035011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Selectronics Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 22 locations within half a mile of this property.
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