3087 Oak St N, Crestview, FL 32539 Property Records

Okaloosa County property record for 3087 Oak St N, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1980
Lot Size	0.424 acres (18,494 sqft)
Owner	Individual Name on File
Last Sale	$372,750 (Jun 2017)
Tax Bill	$560 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-9839-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-9839-9`
Alternative APN	`27-4N-23-1821-000B-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,128 sqft Heated Area
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	18,494 sqft (0.424 acres)
Lot Width	200 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3087 OAK ST N
City	CRESTVIEW
State	FL
Zip	32539-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKCREST F/G PLAT #4 RE S/D LOTS 5-11 LOT 6 BLK B 1082-118
Legal Range	23
Legal Township	04N
Legal Section	27
Legal Subdivision	OAKCREST F/G PLAT #4 REPLAT LOTS 5-11
Legal Block	B
Legal Lot Number	5-11 11
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1026
Census Tract	20304

Owner

3087 Oak St N is owned and occupied by an individual who bought it in June 2017.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	3087 OAK ST N, CRESTVIEW, FL 32539-7203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 3, 2017	Grant Deed, Transfer PARAMOUNT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Prior Sale	Jan 3, 2017 · Amount on File
Deed Document Number	3140087
Deed Book / Page	3303 / 1343
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 9, 2017
Property Address	3087 OAK ST N, CRESTVIEW, FL 32539-7203
Document Number	0033031343
Book / Page	3303 / 1343
Map Reference	MB2 PG133
Instrument Date	Jun 7, 2017
Instrument	3140087
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	THE MAIN STREET LAND TITLE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 EGLIN PKWY NE, 401, FORT WALTON BEACH, FL 32547-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3087 OAK ST N, CRESTVIEW, FL 32539-7203

Mortgage

Document Number	0003140088
Date	Jun 9, 2017
Instrument	3140088

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 3, 2017
Property Address	3087 OAK ST N, CRESTVIEW, FL 32539-7203
Document Number	0032821046
Book / Page	003282 / 001046
Instrument Date	Dec 28, 2016
Instrument	3110204
Transaction Type	Transfer
Record Updated	Jan 19, 2017
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 EGLIN PKWY NE FORT WALTON BEACH FL 325472827, FORT WALTON BEACH, FL 32547-2827

Tax Assessment & Valuation

The 2025 property tax bill for 3087 Oak St N was $560 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$560.00 Homeowner's exemption	$82,014	$120,678 Land $21,789 Building $98,889
2023	$508.00 (+3.89%) Homeowner's exemption	$77,382 (+3%)	$113,200 (+8.35%) Land $18,512 Building $94,688
2022	$489.00 Homeowner's exemption	$75,128	$104,478 Land $17,301 Building $87,177

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3087 Oak St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3087 Oak St N is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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