3079 Oak St N, Crestview, FL 32539 Property Records

Okaloosa County property record for 3079 Oak St N, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,325 sqft · built 1979
Lot Size0.443 acres (19,318 sqft)
OwnerIndividual Name on Record
Last Sale$41,000 (Feb 1993)
Tax Bill$450 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-9841-5

Property Details

APN / Parcel Number

Primary APNC56-000-596-9841-5
Alternative APN
  • 27-4N-23-1821-000B-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,325 sqft Heated Area
Gross Area1,343 sqft
1st Floor Area1,050 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area19,318 sqft (0.443 acres)
Lot Width100 ft Width
PorchOpen Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3079 OAK ST N
CityCRESTVIEW
StateFL
Zip32539-7203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRES/D LOTS 5 THRU 11 OAKCREST F/G PLAT #4 LOT 8 BLK B
Legal Range23
Legal Township04N
Legal Section27
Legal SubdivisionOAKCREST F/G PLAT #4 REPLAT LOTS 5-11
Legal BlockB
Legal Lot Number5-11 6
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1026
Census Tract20304

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3079 OAK ST N, CRESTVIEW, FL 32539-7203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1993 · Amount on Record
Deed SaleFeb 1, 1993 · Amount on Record
Deed Document Number0001730545
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3079 OAK ST N, CRESTVIEW, FL 32539-7203
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3079 OAK ST N, CRESTVIEW, FL 32539-7203

Mortgage

Document Number0036862746
DateAug 4, 2023
Book Page3686/2746
Instrument3639657
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2038

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$450.00 (+8.17%) Homeowner's exemption Widower's exemption$75,314 (+5.99%)$136,642 (+6.35%) Land $21,789 Building $114,853
2023$416.00 (-7.35%) Homeowner's exemption Widower's exemption$71,059 (+3%)$128,489 (+8.38%) Land $18,512 Building $109,977
2022$449.00 Homeowner's exemption Widower's exemption$68,989$118,558 Land $17,301 Building $101,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St N

Nearby Streets

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