Hamilton County property record for 3087 John Gray Rd, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1977 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,000 (Jan 2024) |
| Tax Bill | $4,036 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0013-0149-00 |
| Primary APN | 510-0013-0149-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 1,928 sqft |
| 1st Floor Area | 1,144 sqft |
| 2nd Floor Area | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3087 JOHN GRAY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNGRAY RD 70 X 150 LOT 129 BIRCH HILL SUB BLK D |
| Legal Subdivision | BIRCH HILL SUB |
| Legal Block | D |
| Legal Lot Number | 129 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20504 |
Source: Hamilton County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3087 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 17, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Oct 10, 2023 | Warranty Deed, Transfer · Line of Credit DARRIN CAREY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on Record |
| Deed Sale | Jan 17, 2024 · Amount on Record |
| Prior Sale | Oct 10, 2023 · Amount on Record |
| Deed Document Number | 20243762 |
| Deed Book / Page | 15083 / 1604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 24, 2026 |
| Property Address | 3087 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Document Number | 0000050607 |
| Book / Page | 15693 / 218 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202650607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3087 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Document Number | 0000050607, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 15693/218 |
| Instrument | 202650607 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 17, 2024 |
| Property Address | 3087 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Document Number | 0000003762 |
| Book / Page | 15083 / 1604 |
| Map Reference | MB 41 PG 44&45 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024-0003762 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3087 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Document Number | 0000003763 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 2024-0003763 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 10, 2023 |
| Property Address | 3087 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Document Number | 0000072048 |
| Book / Page | 15018 / 477 |
| Map Reference | MB 41 PG 44&45 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023-0072048 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 HUNTINGTON AVE, AMELIA, OH 45102-1911 |
| Document Number | 0000072049 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023-0072049 |
| Name | DARRIN CAREY |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,036.00 (+7.86%) | $70,021 (-) Land $11,270 Building $58,751 | $200,060 (-) Land $32,200 Building $167,860 |
| 2024 | $3,742.00 (-0.61%) | $70,021 (-) Land $11,270 Building $58,751 | |
| 2023 | $3,765.00 (+13.4%) | $70,021 (+39.05%) Land $11,270 Building $58,751 | $200,060 (+39.06%) Land $32,200 Building $167,860 |
| 2022 | $3,320.00 Homeowner's exemption | $50,355 Land $9,265 Building $41,090 | |
| 2020 | $143,870 Land $26,470 Building $117,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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