Berrien County property record for 3086 River Rd, Sodus, MI 49126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,278 sqft · built 1998 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jun 2016) |
| Tax Bill | $2,701 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 19-7200-0002-02-1 |
| Primary APN | 19-7200-0002-02-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 1,278 sqft |
| Unfinished Basement | 1,278 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bungalow |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 198 ft deep x 241 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 3086 RIVER RD |
|---|---|
| City | SODUS |
| State | MI |
| Zip | 49126-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A RE |
| Legal Description | LOTS 2 & 3 SPRING VALLEY SUBDIVISION ALSO PT OF LOT 1 SPRING VALLEY COM AT MOST NLY COR SD LOT 1 TH S67DEG41'W 179' TO MEANDER PT TH S13DEG16'E ON MEAN LN 65' TO MEAN PT N66DEG25'07E 190.93' TH N23DEG54'W 60' TO POB ALSO ALL LAND LYING BETWEEN ABOVE |
| Legal Subdivision | SPRING VALLEY SUB |
| Legal Lot Number | 1-3 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | SODUS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1900 |
3086 River Rd is owned and occupied by an individual who bought it in June 2016.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3086 RIVER RD, SODUS, MI 49126-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2016 · Amount on File |
| Deed Sale | Jun 13, 2016 · Amount on File |
| Deed Book / Page | 3138 / 3236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3086 RIVER RD, SODUS, MI 49126-9719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03269/2773 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 3269/2773 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3086 RIVER RD, SODUS, MI 49126-9719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3086 RIVER RD, SODUS, MI 49126-9719 |
| Document Number | 03350/2018 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 3350/2018 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SOUTH BEND, IN 46601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 3086 River Rd was $2,701 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Sodus Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,200 | $284,400 | |
| 2025 | $2,701.00 | ||
| 2023 | $132,400 | $264,800 | |
| 2022 | $2,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3086 River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 individual policies |
| Nearby Flood Policies | 43 units insured incl. 28 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3086 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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