3085 Gardner Rd, Nice, CA 95464 Property Records

Lake County property record for 3085 Gardner Rd, Nice, CA 95464

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 952 sqft · built 2007
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jul 2026)
Tax Bill$3,643 (2026)
Deeds & MortgagesJul 2026 Sale
Dec 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN031-142-190-000

Property Details

APN / Parcel Number

Primary APN031-142-190-000
Alternative APN
  • 031-142-19

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Construction TypeSteel Frame
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number031-142-19
Street Address3085 GARDNER RD
CityNICE
StateCA
Zip95464-8505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionCLEAR LAKE VILLAS
Legal Block1
Legal Lot Number22
JurisdictionLAKE CA
Township / Civil DivisionUPPER LAKE-NICE
Census Block Group1
Census Block1000
Census Tract502

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1067, NICE, CA 95464-1067
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Grant Deed, Transfer
FIRST AMERICAN TITLE
Dec 9, 2022Intrafamily Transfer, Transfer
Jun 1, 2022Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 5, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Jun 24, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Dec 13, 2017Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2026 · Amount on Record
Deed SaleJul 9, 2026 · Amount on Record
Prior SaleJun 1, 2022 · Amount on Record
Deed Document Number20267227
Prior Transfer DateDec 8, 2022
Prior Transfer Doc0000016039
Record UpdatedOct 29, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateJul 9, 2026
Property Address3085 GARDNER RD, NICE, CA 95464-8505
Document Number0000007227
Instrument DateJul 7, 2026
Instrument20267227
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$27,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE CA
Recording DateDec 9, 2022
Property Address3085 GARDNER RD, NICE, CA 95464-8505
Document Number0000016039
Map ReferenceMB 4 PG 103-107
Instrument DateDec 8, 2022
Instrument2022016039
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3085 GARDNER RD, NICE, CA 95464-8505

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateJun 1, 2022
Property Address3085 GARDNER RD, NICE, CA 95464-8505
Document Number0000007716
Map ReferenceMB 4 PG 103-107
Instrument DateMay 24, 2022
Instrument2022007716
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3085 GARDNER RD, NICE, CA 95464-8505

Mortgage

Document Number0000007717
DateJun 1, 2022
Instrument2022007717
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address3085 GARDNER RD, NICE, CA 95464-8505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012512
DateOct 5, 2020
Instrument2020012512
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address3085 GARDNER RD, NICE, CA 95464-8505
Document Number0000008122
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedAug 5, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3085 GARDNER RD NICE CA 954648505, NICE, CA 95464-8505

Mortgage

Document Number0000008122
DateJul 8, 2019
Instrument8122
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 7, 2049

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateDec 13, 2017
Property Address3085 GARDNER RD, NICE, CA 95464-8505
Document Number0000016492
Instrument DateDec 12, 2017
Instrument16492
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$202.95
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3085 GARDNER RD NICE CA 95464, NICE, CA 95464

Mortgage

Document Number16493
DateDec 13, 2017
Instrument16493
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictUpper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,643.00 (+2.42%)$324,728 (+2%) Land $21,648 Building $303,080
2025$3,557.00 (+3.1%)$318,362 (+4.04%) Land $21,224 Building $297,138
2023$3,450.00 (+52.05%)$306,000 Land $20,400 Building $285,600
2022$2,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims12 (1983–2017)
Claims Outside the SFHA3 of 12
Most Recent ClaimJan 2017 · river or lake flooding
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 4 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNICE MUTUAL WATER COMPANY
private · serves 2,929 people · EPA ID CA1710008
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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