3085 Garden Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 3085 Garden Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,441 sqft · built 1992
Lot Size	0.128 acres (5,616 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Feb 2019)
Tax Bill	$5,257 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`244-090-020-000`

Property Details

APN / Parcel Number

Primary APN	`244-090-020-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,441 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Construction Type	Wood
Lot Area	5,616 sqft (0.128 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3085 GARDEN LN
City	TRACY
State	CA
Zip	95377-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	91-FM PT OF 244-040-07
Legal Subdivision	HARVEST GLEN UNIT #2
Legal Lot Number	126
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1004
Census Tract	5217

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3085 GARDEN LN, TRACY, CA 95377-8200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · FHA Mortgage VALLEY VIEW HM LOANS
Feb 4, 2019	Grant Deed, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Dec 23, 1998 · Amount on Record
Deed Document Number	2019-011973
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3085 GARDEN LN, TRACY, CA 95377-8200
Document Number	0000040159
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 GARDEN LN TRACY CA 953778200, TRACY, CA 95377-8200

Mortgage

Document Number	0000040159
Date	Apr 1, 2020
Instrument	40159

Lender

Name	VALLEY VIEW HM LOANS
Address	GARDEN GROVE, CA 92841

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 4, 2019
Property Address	3085 GARDEN LN, TRACY, CA 95377-8200
Document Number	0000011973
Map Reference	VOL 30 PG 66
Instrument Date	Jan 19, 2019
Instrument	2019-011973
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE COMPANY BURBAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 GARDEN LN, TRACY, CA 95377-8200

Mortgage

Document Number	0000011974
Date	Feb 4, 2019
Instrument	2019-011974

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,257.00 (+5.1%) Homeowner's exemption	$485,245 (+4.04%) Land $133,860 Building $351,385
2023	$5,002.00 (+1.89%) Homeowner's exemption	$466,405 Land $128,663 Building $337,742
2022	$4,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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