3075 Garden Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 3075 Garden Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1992
Lot Size	0.129 acres (5,600 sqft)
Owner	Trust Name on File
Last Sale	$139,500 (Feb 1996)
Tax Bill	$2,656 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244-090-010-000`

Property Details

APN / Parcel Number

Primary APN	`244-090-010-000`
Alternative APN	`244-090-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,600 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-090-01
Street Address	3075 GARDEN LN
City	TRACY
State	CA
Zip	95377-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2322 LOT 125
Legal Subdivision	HARVEST GLEN
Legal Tract	2322
Legal Block	1
Legal Lot Number	125
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1004
Census Tract	5217

Owner

3075 Garden Ln is owner-occupied and held in a trust since August 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	3075 GARDEN LN, TRACY, CA 95377-8200
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDING 3 INC
Nov 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CALIFORNIA LOAN ASSOCIATES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 1996 · Amount on File
Deed Sale	Feb 9, 1996 · Amount on File
Deed Document Number	199613181
Last Transfer Date	Aug 14, 2017
Transfer Doc	0000096056
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3075 GARDEN LN, TRACY, CA 95377-8200
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NATIONAL SETMNT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 GARDEN LN, TRACY, CA 95377-8200

Mortgage

Document Number	0000063645
Date	Apr 12, 2021
Instrument	2021-063645

Lender

Name	LENDING 3 INC
Type	Non-Lending Institution
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 29, 2018
Property Address	3075 GARDEN LN, TRACY, CA 95377-8200
Document Number	0000130535
Instrument Date	Oct 29, 2018
Instrument	130535
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3075 GARDEN LN TRACY CA 953778200, TRACY, CA 95377-8200

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 22, 2017
Property Address	3075 GARDEN LN, TRACY, CA 95377-8200
Document Number	0000096056
Map Reference	MAP30 PG66
Instrument Date	Aug 14, 2017
Instrument	2017-096056
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ORANGE COAST TITLE CO NORCAL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 GARDEN LN, TRACY, CA 95377-8200

Mortgage

Document Number	0000096057
Date	Aug 22, 2017
Instrument	2017-096057

Lender

Name	CALIFORNIA LOAN ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3075 Garden Ln was $2,656 with a homeowner's exemption, up 1.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,656.00 (+1.61%)
2025	$2,614.00 Homeowner's exemption	$235,344 Land $83,054 Building $152,290
2023	$2,485.00 (+1.97%) Homeowner's exemption	$226,207 Land $79,830 Building $146,377	$549,720
2022	$2,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3075 Garden Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3075 Garden Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Garden Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures