El Dorado County property record for 3085 Emerald Ct, Cameron Park, CA 95682 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,625 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $279,000 (2017) |
| Tax Bill | $3,343.00 (2024) |
| Primary APN | 082-491-052-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,625 sqft Living Area |
| 1st Floor | 1,625 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Wood Construction |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 560 sqft Garage |
| Patio Area | 1,625 sqft Patio |
| Topography | Wooded Topography |
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 3085 EMERALD CT |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-8536 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 52 ROYAL HTS TNHS #2 |
| Legal Subdivision | ROYAL HTS TNHS #2 |
| Legal Lot Number | 52 |
| Jurisdiction | EL DORADO CA |
| Minor Civil Division | SOUTH EL DORADO |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 30809 |
Source: El Dorado County records · APN 082-491-052-000
Assessment roll updated August 18, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3085 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Feb 22, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Nov 01, 2017 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2017 · Amount on Record |
| Deed Sale | Nov 01, 2017 · Amount on Record |
| Prior Sale | Feb 25, 2013 · Amount on Record |
| Deed Doc Number | 201749265 |
| Prior Transfer Date | Aug 08, 2013 |
| Prior Transfer Doc | 0000042553 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3085 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3085 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000005199 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 2023-0005199 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 890 Months |
| Due | Apr 08, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.95% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2023 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3085 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3085 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000005198 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 2023-0005198 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 890 Months |
| Due | Apr 08, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.95% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2023 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3085 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3085 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000014024 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 2021-0014024 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 01, 2017 |
| Property Address | 3085 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000049265 |
| Map Reference | MB E PG 103 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017-0049265 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3085 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000049266 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 2017-0049266 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,420.00 (+2.3%) Homeowner's exemption | $317,449 (+4.04%) Land $68,267 Building $249,182 |
| 2024 | $3,343.00 (+2.58%) | |
| 2023 | $3,259.00 (+0.87%) Homeowner's exemption | $305,124 Land $65,617 Building $239,507 |
| 2022 | $3,231.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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