El Dorado County property record for 3080 Emerald Ct, Cameron Park, CA 95682 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,554 sqft Living Area |
| Lot Size | 3,049 sqft (0.069 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2020) |
| Tax Bill | $4,268.00 (2025) |
Source: El Dorado County records · APN 082-491-046-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3080 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 24, 2022 | Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO |
| Aug 14, 2020 | Grant Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Mar 05, 2018 | Grant Deed, Transfer · Conventional Mortgage NORTH AMERICAN TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Mar 05, 2018 · Amount on Record |
| Deed Doc Number | 2020-0042019 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3080 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 3080 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000013685 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-0013685 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 8.15% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3080 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 3080 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000013686 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-0013686 |
| Name | COMMISSIONER OF HOUSING AND URBAN DEVELO |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 8.15% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 14, 2020 |
| Property Address | 3080 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000042019 |
| Map Reference | MB E PG 103 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 2020-0042019 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3080 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000042020 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020-0042020 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.69% |
| Type Change Date | Sep 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 05, 2018 |
| Property Address | 3080 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000007926 |
| Map Reference | MB E PG 103 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 2018-0007926 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3080 EMERALD CT, CAMERON PARK, CA 95682-8536 |
| Document Number | 0000007927 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 2018-0007927 |
| Type | Non-Lending Institution |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,268.00 (+5.12%) | $389,672 (+4.04%) Land $79,016 Building $310,656 |
| 2023 | $4,060.00 (+0.97%) | $374,543 Land $75,949 Building $298,594 |
| 2022 | $4,021.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 082-491-046-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,554 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 3,049 sqft (0.069 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 560 sqft Garage |
| Patio Area | 1,554 sqft Patio |
| Topography | Wooded Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Old Parcel Number | 0824914610 |
|---|---|
| Street Address | 3080 EMERALD CT |
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-8536 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 46 ROYAL HTS TNHS #2 |
| Legal Subdivision | ROYAL HTS TNHS #2 |
| Legal Lot Number | 46 |
| Jurisdiction | EL DORADO CA |
| Minor Civil Division | SOUTH EL DORADO |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 30809 |
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