3083 Db Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3083 Db Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1964
Square Footage	1,560 sqft Living Area
Lot Size	537,530 sqft (12.3 acres)
Occupancy	Owner Occupied
Last Sale	$430,000 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-05-400-002-000`
Alternative APN	`10050000001000 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,560 sqft Living Area
1st Floor	1,560 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	537,530 sqft (12.3 acres)
Patio Area	216 sqft Patio
Porch	1 Porch
Porch Area	260 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	3083 DB RD
City	WATERLOO
State	IL
Zip	62298-6339
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 11
Legal Range	10W
Legal Township	03S
Legal Section	05
Legal Lot Number	6,11
Jurisdiction	MONROE IL
Minor Civil Division	12
Census Blockgroup	1
Census Block	1032
Census Tract	600501

Owner

Source: Monroe County records · APN 10-05-400-002-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6521 LL RD, RED BUD, IL 62278-2833
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Special Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK
Dec 22, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 20, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Deed Doc Number	2025440185
Prior Transfer Date	Apr 14, 2025
Prior Transfer Doc	0000437740
Record Refreshed	Sep 20, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 21, 2025
Property Address	3083 DB RD, WATERLOO, IL 62298-6339
Document Number	0000440185
Instrument Date	Nov 19, 2025
Instrument	440185
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3083 DB RD, WATERLOO, IL 62298-6339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3083 DB RD, WATERLOO, IL 62298-6339

Mortgage

Document Number	0000440186
Date	Nov 21, 2025
Instrument	440186

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Aug 15, 2026

Interest

Rate Type	Fixed Rate
Rate	7.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3083 DB RD, WATERLOO, IL 62298-6339
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413598
Date	Dec 22, 2020
Instrument	413598

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3083 DB RD, WATERLOO, IL 62298-6339
Document Number	0000405883
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3083 DB RD WATERLOO IL 622986339, WATERLOO, IL 62298-6339

Mortgage

Document Number	0000405883
Date	Jan 28, 2020
Instrument	405883

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,040 (+0.34%) Land $33,290 Building $57,750	$273,120 (+0.34%) Land $99,870 Building $173,250
2024	Disabled Person's exemption Additional exemption filed	$90,730 (+6.01%) Land $35,158 Building $55,572	$272,190 (+6.01%) Land $105,474 Building $166,716
2022	Disabled Person's exemption Additional exemption filed	$85,590 Land $33,290 Building $52,300	$256,770 Land $99,870 Building $156,900

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