3082 Db Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3082 Db Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1900
Square Footage	1,938 sqft Living Area
Lot Size	315,374 sqft (7.24 acres)
Occupancy	Owner Occupied
Tax Bill	$5,642.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-05-400-007-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,938 sqft Living Area
1st Floor	864 sqft 1st Floor
Upper Floors	1,074 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	315,374 sqft (7.24 acres)
Deck Area	135 sqft Deck
Patio Area	333 sqft Patio
Porch Area	595 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	3082 DB RD
City	WATERLOO
State	IL
Zip	62298-6338
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART TAX LOT 20
Legal Range	10W
Legal Township	03S
Legal Section	05
Legal Lot Number	20
Jurisdiction	MONROE IL
Minor Civil Division	12
Census Blockgroup	1
Census Block	1032
Census Tract	600501

Owner

Source: Monroe County records · APN 10-05-400-007-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3082 DB RD, WATERLOO, IL 62298-6338
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Nov 15, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO
Jul 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3082 DB RD, WATERLOO, IL 62298-6338
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000411404
Date	Sep 30, 2020
Instrument	411404

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2030

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3082 DB RD, WATERLOO, IL 62298-6338
Document Number	0000404962
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3082 DB RD WATERLOO IL 622986338, WATERLOO, IL 62298-6338

Mortgage

Document Number	0000404962
Date	Nov 27, 2019
Instrument	404962

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2029

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Jul 13, 2017
Property Address	3082 DB RD, WATERLOO, IL 62298-6338
Document Number	0000390878
Instrument Date	Jun 09, 2017
Instrument	390878
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3082 DB RD WATERLOO IL 622986338, WATERLOO, IL 62298-6338

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,340 (+26.45%) Land $23,060 Building $79,280	$307,020 (+26.45%) Land $69,180 Building $237,840
2024	$5,642.00
2022	Additional exemption filed	$80,930 Land $23,060 Building $57,870	$242,790 Land $69,180 Building $173,610

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