3083 Ashley Dr, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3083 Ashley Dr, Edgewood, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,350 sqft · built 1978
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Mar 2022)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`015-40-05-001.01`

Property Details

APN / Parcel Number

Primary APN	`015-40-05-001.01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,350 sqft Finished Area
Gross Area	3,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	142 ft deep x 136 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3083 ASHLEY DR
City	EDGEWOOD
State	KY
Zip	41017-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWELVE TREES SEC 4 LOT 69
Legal Subdivision	TWELVE TREES
Legal Phase	4
Legal Lot Number	69
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3023
Census Tract	64500

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3083 ASHLEY DR, EDGEWOOD, KY 41017-2349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS HERITAGE FCU
Mar 29, 2022	Warranty Deed, Transfer AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE CU
Jun 4, 2019	Warranty Deed, Transfer · Conventional with PMI UNION SVGS
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	2022209
Deed Book / Page	156 / 286
Last Transfer Date	May 15, 2025
Transfer Doc	0005900032
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3083 ASHLEY DR, EDGEWOOD, KY 41017-2349
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALA TITLE, ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900085
Date	Apr 9, 2021
Book Page	198/722
Instrument	21040905900085

Lender

Name	MEMBERS HERITAGE FCU
Type	Credit Union
Address	LEXINGTON, KY 40511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 29, 2022
Property Address	3083 ASHLEY DR, EDGEWOOD, KY 41017-2349
Document Number	0005900208
Book / Page	156 / 282
Map Reference	PL 117
Instrument Date	Mar 16, 2022
Instrument	22032905900208
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1559, SAINT HELENA ISLAND, SC 29920-1559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 OAK TREE BLVD STE 300, 300, INDEPENDENCE, OH 44131-6934

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 29, 2022
Property Address	3083 ASHLEY DR, EDGEWOOD, KY 41017-2349
Document Number	0005900209
Book / Page	156 / 286
Map Reference	PL 1177
Instrument Date	Mar 11, 2022
Instrument	22032905900209
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AGILITY CLOSING AND TITLE SERVICES I, CITY CLOSING & TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 OAK TREE BLVD STE 300, 300, INDEPENDENCE, OH 44131-6934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3083 ASHLEY DR, EDGEWOOD, KY 41017-2349

Mortgage

Document Number	0005900210
Date	Mar 29, 2022
Instrument	22032905900210

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3083 ASHLEY DR, EDGEWOOD, KY 41017-2349
Document Number	0000000330
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3083 ASHLEY DR EDGEWOOD KY 410172349, EDGEWOOD, KY 41017-2349

Mortgage

Document Number	0000000330
Date	Aug 22, 2019
Book Page	0C6737/000071
Instrument	330

Lender

Name	MEMBERS HERITAGE CU
Address	LEXINGTON, KY 40511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2034

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 4, 2019
Property Address	3083 ASHLEY DR, EDGEWOOD, KY 41017-2349
Document Number	0000000278
Book / Page	0C6674 / 000056
Instrument Date	May 24, 2019
Instrument	278
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3083 ASHLEY DR EDGEWOOD KY 410172349, EDGEWOOD, KY 41017-2349

Mortgage

Document Number	279
Date	Jun 4, 2019
Book Page	0C6674/000059
Instrument	279

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3083 ASHLEY DR, EDGEWOOD, KY 41017-2349
Document Number	0000000513
Book / Page	0C6212 / 000114
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3083 ASHLEY DR EDGEWOOD KY 410172349, EDGEWOOD, KY 41017-2349

Mortgage

Document Number	0000000513
Date	Jul 27, 2017
Book Page	0C6212/000114
Instrument	513

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Edgewood City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,000 (-) Land $70,000 Building $460,000	$530,000 (-) Land $70,000 Building $460,000
2025	$6,990.00 (+1.54%)	$530,000 (-) Land $70,000 Building $460,000	$530,000 (-) Land $70,000 Building $460,000
2023	$6,884.00	$530,000 Land $60,000 Building $470,000	$530,000 Land $60,000 Building $470,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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