3074 Ashley Dr, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3074 Ashley Dr, Edgewood, KY 41017

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,980 sqft · built 1979
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Tax Bill$5,125 (2025)
Deeds & MortgagesMar 2020 Mortgage
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN015-40-04-019.00

Property Details

APN / Parcel Number

Primary APN015-40-04-019.00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,980 sqft Finished Area
Gross Area5,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3074 ASHLEY DR
CityEDGEWOOD
StateKY
Zip41017-2347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWELVE TREES SEC 2 LOT 57
Legal SubdivisionTWELVE TREES
Legal Phase2
Legal Lot Number57
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3024
Census Tract64500

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3074 ASHLEY DR, EDGEWOOD, KY 41017-2347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUST BK
Nov 22, 2017Deed of Trust, Mortgage · Line of Credit
UNITED BK & CAP TR CO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3074 ASHLEY DR, EDGEWOOD, KY 41017-2347
Document Number0000000103
Instrument DateMar 11, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3074 ASHLEY DR EDGEWOOD KY 410172347, EDGEWOOD, KY 41017-2347

Mortgage

Document Number0000000103
DateApr 9, 2020
Book Page000M30/000605
Instrument103
Lender
NameTRUST BK
TypeBank
AddressWINSTON SALEM, NC 27101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueApr 8, 2045

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3074 ASHLEY DR, EDGEWOOD, KY 41017-2347
Document Number0000000064
Book / Page006306 / 000203
Instrument DateNov 22, 2017
Transaction TypeMortgage
Record UpdatedJan 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3074 ASHLEY DR EDGEWOOD KY 410172347, EDGEWOOD, KY 41017-2347

Mortgage

Document Number0000000064
DateDec 4, 2017
Book Page006306/000203
Instrument64
Lender
NameUNITED BK & CAP TR CO
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 3, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,700 (-) Land $70,000 Building $367,700$437,700 (-) Land $70,000 Building $367,700
2025$5,125.00 (+12.86%) Homeowner's exemption$437,700 (+10.53%) Land $70,000 Building $367,700$437,700 (+10.53%) Land $70,000 Building $367,700
2023$4,541.00 Homeowner's exemption$396,000 Land $60,000 Building $336,000$396,000 Land $60,000 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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