30820 Island Dr, Gibraltar (Rockwood), MI 48173 Property Records

Wayne County property record for 30820 Island Dr, Gibraltar, MI 48173

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,692 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Jul 2014)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36 019 01 0069 000`

Property Details

APN / Parcel Number

Primary APN	`36 019 01 0069 000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,692 sqft Living Area
1st Floor Area	804 sqft
Basement Area	463 sqft
Unfinished Basement	463 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	203 ft deep x 46 ft wide
Porch	Porch
Porch Area	64 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	30820 ISLAND DR
City	GIBRALTAR
State	MI
Zip	48173-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Description	01F69 T5S LOT 69 ALSO FILLED LAND ADJ TO SAID LOT LYING BETWEEN THE N AND S LOT LINES EXTENDED WLY TO THE SHORE LINE HORSE
Legal Subdivision	HORSE ISLAND
Legal Lot Number	69
Jurisdiction	WAYNE MI
Township / Civil Division	GIBRALTAR
Census Block Group	2
Census Block	2005
Census Tract	597000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30820 ISLAND DR, GIBRALTAR, MI 48173-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 16, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2014 · Amount on Record
Deed Sale	Jul 24, 2014 · Amount on Record
Deed Document Number	2014314946
Deed Book / Page	51651 / 1400
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	30820 ISLAND DR, GIBRALTAR, MI 48173-9547
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30820 ISLAND DR, GIBRALTAR, MI 48173-9547

Mortgage

Document Number	0598720207
Date	Oct 29, 2025
Book Page	59872/207
Instrument	2025297741

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	30820 ISLAND DR, GIBRALTAR, MI 48173-9547
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30820 ISLAND DR, GIBRALTAR, MI 48173-9547

Mortgage

Document Number	0572730868
Date	Dec 16, 2021
Book Page	57273/868
Instrument	2021436008

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Gibraltar City
Unified School District	Gibraltar School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,200 (+11.09%)	$284,400 (+11.09%)
2025	$5,267.00 (+21.28%)
2023		$128,000	$256,000
2020	$4,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	251 (1980–2023)
Claims Outside the SFHA	37 of 251
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBRALTAR serves 4,997 people · EPA ID MI0002630
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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