30803 Island Dr, Gibraltar (Rockwood), MI 48173 Property Records

Wayne County property record for 30803 Island Dr, Gibraltar, MI 48173

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,342 sqft · built 1954
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2022)
Tax Bill	$8,388 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36 019 01 0031 000`

Property Details

APN / Parcel Number

Primary APN	`36 019 01 0031 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,342 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	185 ft deep x 56.7 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	30803 ISLAND DR
City	GIBRALTAR
State	MI
Zip	48173-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Description	01F31 T5S LOT 31 HORSE ISLAND SUB PC 54 T5S R10E L44 P34 WCR
Legal Subdivision	HORSE ISLAND
Legal Lot Number	31
Jurisdiction	WAYNE MI
Township / Civil Division	GIBRALTAR
Census Block Group	2
Census Block	2005
Census Tract	597000

Owner

30803 Island Dr is owned and occupied by two individuals who acquired it in January 2024.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Intrafamily Transfer, Transfer
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADVANTAGE ONE CU
Mar 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADVANTAGE ONE CU
Jun 6, 2022	Warranty Deed, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Sep 12, 2012 · Amount on File
Deed Document Number	2022203910
Deed Book / Page	57670 / 1357
Last Transfer Date	Jan 31, 2024
Transfer Doc	0586631006
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Jan 31, 2024
Property Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547
Document Number	0586631006
Book / Page	58663 / 1006
Map Reference	LB 44 PG 34
Instrument Date	Jan 31, 2024
Instrument	2024024066
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547

Mortgage

Document Number	0584140376
Date	Aug 21, 2023
Book Page	58414/376
Instrument	2023225544

Lender

Name	ADVANTAGE ONE CU
Type	Credit Union
Address	FLAT ROCK, MI 48134

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547
Transaction Type	Mortgage
Record Updated	Mar 31, 2023
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547

Mortgage

Document Number	0581110793
Date	Mar 8, 2023
Book Page	58111/793
Instrument	2023045210

Lender

Name	ADVANTAGE ONE CU
Type	Credit Union
Address	FLAT ROCK, MI 48134

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2038

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 6, 2022
Property Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547
Document Number	0576701357
Book / Page	57670 / 1357
Map Reference	LB 44 PG 34
Instrument Date	May 31, 2022
Instrument	2022203910
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30803 ISLAND DR, 30803, GIBRALTAR, MI 48173-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21630 KNIGHTS LN, TRENTON, MI 48183-7617

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BELL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30803 ISLAND DR, GIBRALTAR, MI 48173-9547

Mortgage

Document Number	0560900979
Date	Sep 30, 2020
Book Page	56090/979
Instrument	2020285058

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 30803 Island Dr was $8,388 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Gibraltar City
Unified School District	Gibraltar School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,000	$344,000
2025	$8,388.00
2023		$153,600	$307,200
2020	$5,001.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 30803 Island Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	251 (1980–2023)
Claims Outside the SFHA	37 of 251
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 30803 Island Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBRALTAR serves 4,997 people · EPA ID MI0002630
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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