3082 Stephen Dr, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 3082 Stephen Dr, Richmond, CA 94803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,260 sqft · built 1957
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Company Names on Record
Last Sale	$685,000 (Aug 2019)
Tax Bill	$11,940 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`431-164-013-2`

Property Details

APN / Parcel Number

Primary APN	`431-164-013-2`
Alternative APN	`431-164-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	1,258 sqft
Basement Area	1,002 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1965
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3082 STEPHEN DR
City	EL SOBRANTE
State	CA
Zip	94803-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2203 294
Legal Subdivision	DEANZA VISTA UNIT #2
Legal Tract	2203
Legal Lot Number	294
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	360200

Owner

Source: Contra Costa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	304 S JONES BLVD, LAS VEGAS, NV 89107-2623
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 13, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	2019128210
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	0000090536
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 22, 2026
Property Address	3082 STEPHEN DR, EL SOBRANTE, CA 94803-2335
Document Number	0000099484
Instrument Date	Sep 21, 2026
Instrument	202699484
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	304 S JONES BLVD, LAS VEGAS, NV 89107-2623

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3082 STEPHEN DR, RICHMOND, CA 94803-2335
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 55642, HAYWARD, CA 94545-0642

Mortgage

Document Number	0000233589
Date	Aug 23, 2021
Instrument	2021-233589

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 13, 2019
Property Address	3082 STEPHEN DR, RICHMOND, CA 94803-2335
Document Number	0000128210
Map Reference	MB 59 PG 20
Instrument Date	Aug 12, 2019
Instrument	2019-128210
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 525, SAN LEANDRO, CA 94578

Mortgage

Document Number	0000128211
Date	Aug 13, 2019
Instrument	2019-128211

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 14, 2019
Property Address	3082 STEPHEN DR, RICHMOND, CA 94803-2335
Document Number	0000090536
Instrument Date	Oct 10, 2018
Instrument	90536
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$484.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3082 STEPHEN DR RICHMOND CA 948032335, RICHMOND, CA 94803-2335

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$764,013 (+2%) Land $423,893 Building $340,120
2025	$11,940.00 (+4.45%)	$749,033 (+4.04%) Land $415,582 Building $333,451
2023	$11,431.00 (+1.36%)	$719,949 Land $399,446 Building $320,503
2022	$11,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 units insured incl. 22 condo units
Nearby Flood Claims	12 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Sonic Telecom, T-Mobile, Unwired.

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