3058 Stephen Dr, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 3058 Stephen Dr, Richmond, CA 94803

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,606 sqft · built 1957
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$736,000 (Dec 2018)
Tax Bill	$13,738 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`431-164-010-8`

Property Details

APN / Parcel Number

Primary APN	`431-164-010-8`
Alternative APN	`431-164-010`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,606 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3058 STEPHEN DR
City	EL SOBRANTE
State	CA
Zip	94803-2335
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	TRACT 2203 291
Legal Subdivision	DEANZA VISTA UNIT #2
Legal Tract	2203
Legal Lot Number	291
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	360200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3058 STEPHEN DR, EL SOBRANTE, CA 94803-2335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STAR ONE CU
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 20, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 31, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Jul 18, 2017	Grant Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2018208295
Prior Transfer Date	Sep 15, 2006
Prior Transfer Doc	0000302860
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3058 STEPHEN DR, RICHMOND, CA 94803-2335
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3058 STEPHEN DR, RICHMOND, CA 94803-2335

Mortgage

Document Number	0000056745
Date	Jun 14, 2023
Instrument	2023-056745

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3058 STEPHEN DR, RICHMOND, CA 94803-2335
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3058 STEPHEN DR, RICHMOND, CA 94803-2335

Mortgage

Document Number	0000021765
Date	Jan 25, 2021
Instrument	2021-021765

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3058 STEPHEN DR, RICHMOND, CA 94803-2335
Document Number	0000159658
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3058 STEPHEN DR EL SOBRANTE CA 948032335, EL SOBRANTE, CA 94803-2335

Mortgage

Document Number	0000159658
Date	Sep 25, 2019
Instrument	159658

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 31, 2018
Property Address	3058 STEPHEN DR, RICHMOND, CA 94803-2335
Document Number	0000208295
Instrument Date	Dec 27, 2018
Instrument	208295
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$809.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3058 STEPHEN DR RICHMOND CA 948032335, RICHMOND, CA 94803-2335

Mortgage

Document Number	208296
Date	Dec 31, 2018
Instrument	208296

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 18, 2017
Property Address	3058 STEPHEN DR, RICHMOND, CA 94803-2335
Document Number	0000128250
Map Reference	MB59 PG20
Instrument Date	Jun 12, 2017
Instrument	2017-128250
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	SERVICELINK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 MARJORAM DR, BRENTWOOD, CA 94513-2366
Investor	Possibly a Property Investor

Mortgage

Document Number	0000128251
Date	Jul 18, 2017
Instrument	2017-128251

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 3, 2018

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$837,438 (+2%) Land $496,091 Building $341,347
2025	$13,738.00 (+4.57%)	$821,018 (+4.04%) Land $486,364 Building $334,654
2023	$13,137.00 (+1.49%)	$789,139 Land $467,479 Building $321,660
2022	$12,944.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 units insured incl. 22 condo units
Nearby Flood Claims	12 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Sonic Telecom, T-Mobile, Unwired.

Nearby Properties on Stephen Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures