Charlotte County property record for 3082 Chicory Ter, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 970 sqft · built 1992 |
| Lot Size | 0.229 acres (9,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Apr 2023) |
| Tax Bill | $1,527 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-22-204-007 |
| Primary APN | 40-23-22-204-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 970 sqft Living Area |
| Gross Area | 1,394 sqft |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Wood Shingle |
| Lot Area | 9,999 sqft (0.229 acres) |
| Garage Area | 271 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 153 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004622058 |
|---|---|
| Old Parcel Number | 00846620000003 |
| Street Address | 3082 CHICORY TER |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HBH 008 0024 0027 HARBOUR HEIGHTS SEC 8 BLK 24 LTS 27 & 28 131/307 1176/554 CT2186/1011 2245/717-18 3274/35 32444 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 22 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 24 |
| Legal Lot Number | 27 28 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21001 |
3082 Chicory Ter is owned and occupied by an individual who bought it in April 2023.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3082 CHICORY TER, PUNTA GORDA, FL 33983-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on File |
| Deed Sale | Apr 3, 2023 · Amount on File |
| Prior Sale | Mar 31, 2008 · Amount on File |
| Deed Document Number | 3244410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 3, 2023 |
| Property Address | 3082 CHICORY TER, PUNTA GORDA, FL 33983-3305 |
| Document Number | 0003244410 |
| Map Reference | MB 3 PG 8 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 3244410 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Title Company | BURNT STORE TITLE LLC, BURNT STORE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7500 SW COUNTY ROAD 769, LAKE SUZY, FL 34269-5944 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0003244411 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 3244411 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3082 CHICORY TER, PUNTA GORDA, FL 33983-3305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049531837 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 4953/1837 |
| Instrument | 3079645 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 3082 Chicory Ter was $1,527 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,527.00 Homeowner's exemption | $141,284 | $138,514 Land $21,000 Building $117,514 |
| 2023 | $2,963.00 (+20.15%) | $105,243 (-9.94%) | $146,794 (+25.62%) Land $20,000 Building $126,794 |
| 2022 | $2,466.00 | $116,854 Land $16,150 Building $100,704 | $116,854 Land $16,150 Building $100,704 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3082 Chicory Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3082 Chicory Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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