3051 Chicory Ter, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 3051 Chicory Ter, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,255 sqft · built 1972
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2025)
Tax Bill	$1,548 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-22-203-014`

Property Details

APN / Parcel Number

Primary APN	`40-23-22-203-014`
Alternative APNs	`0084666-001500-2` `10004622049`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
Gross Area	1,639 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,000 sqft (0.229 acres)
Garage Type	Finished
Garage Area	312 sqft
Driveway	Driveway
Driveway Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004622049
Old Parcel Number	00846660015002
Street Address	3051 CHICORY TER
City	PUNTA GORDA
State	FL
Zip	33983-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HBH 008 0025 0015 HARBOUR HEIGHTS SEC 8 BLK 25 LTS 15 & 16 424/944 433/562 524/509 DC681/274 683/1681-84 679/1379 D
Legal Range	23E
Legal Township	40S
Legal Section	22
Legal Subdivision	HARBOUR HEIGHTS
Legal Block	25
Legal Lot Number	15 16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1029
Census Tract	21001

Owner

3051 Chicory Ter is owned and occupied by an individual who bought it in July 2025.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	11523 OKALOOSA DR, VENICE, FL 34293-7636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on File
Deed Sale	Jul 9, 2025 · Amount on File
Prior Sale	Nov 8, 2021 · Amount on File
Deed Document Number	3546171
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 8, 2021
Property Address	3051 CHICORY TER, PUNTA GORDA, FL 33983-3306
Document Number	0048720644
Book / Page	4872 / 644
Map Reference	MB 3 PG 84A&84B
Instrument Date	Nov 3, 2021
Instrument	3019422
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27380 SAN MARINO DR, 27380, PUNTA GORDA, FL 33983-3129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CLARK AVE, ROUND LAKE, NY 12151-7722

Mortgage

Document Number	4872646
Date	Nov 8, 2021
Instrument	4872/646

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3051 Chicory Ter was $1,548 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,548.00 Homeowner's exemption	$142,648	$98,769 Land $21,000 Building $77,769
2023	$2,464.00 (+2.41%) Homeowner's exemption	$137,781 (+3%)	$101,065 (-24.45%) Land $20,000 Building $81,065
2022	$2,406.00 Homeowner's exemption	$133,768 Land $16,150 Building $117,618	$133,768 Land $16,150 Building $117,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3051 Chicory Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3051 Chicory Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20