3082 Cacti Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 3082 Cacti Ct, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Details	built 2018
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$188,900 (Nov 2017)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049A-15-115`

Property Details

APN / Parcel Number

Primary APN	`049A-15-115`
Alternative APNs	`D9980385` `258230`

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	38,333 sqft (0.88 acres)

Location & Zoning

Street Address	3082 CACTI CT
City	BOWLING GREEN
State	KY
Zip	42101-6611
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Subdivision	MCKINNEY FARMS
Legal Lot Number	115
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1008
Census Tract	11701

Owner

Source: Warren County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3082 CACTI CT, BOWLING GREEN, KY 42101-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 26, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 14, 2017	Deed, Subdivision Related Transfer
Apr 11, 2017	Deed, Transfer · Line of Credit AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	2017952110
Deed Book / Page	1151 / 283
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	3082 CACTI CT, BOWLING GREEN, KY 42101-6611
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 CACTI CT, BOWLING GREEN, KY 42101-6611

Mortgage

Document Number	0M3301/178
Date	Jul 11, 2022
Book Page	M3301/178
Instrument	1958801

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	3082 CACTI CT, BOWLING GREEN, KY 42101-6611
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 CACTI CT, BOWLING GREEN, KY 42101-6611

Mortgage

Document Number	0M3446/456
Date	Mar 26, 2024
Book Page	M3446/456
Instrument	2043378

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2064

November 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Nov 14, 2017
Property Address	3082 CACTI CT, BOWLING GREEN, KY 42101-6611
Document Number	0D1151/283
Book / Page	D1151 / 283
Map Reference	MB42 PG56&57
Instrument Date	Nov 13, 2017
Instrument	952110
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	745 CARTER SIMS RD, BOWLING GREEN, KY 42104-7828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 CACTI CT, BOWLING GREEN, KY 42101-6611

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Apr 11, 2017
Property Address	3082 CACTI CT, BOWLING GREEN, KY 42101-6611
Document Number	0D1137/191
Book / Page	D1137 / 191
Map Reference	MB42 PG56&57
Instrument Date	Apr 10, 2017
Instrument	935122
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 S PARK DR, BOWLING GREEN, KY 42103-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 CARTER SIMS RD, BOWLING GREEN, KY 42104-7828
Investor	Possibly a Property Investor

Mortgage

Document Number	0000935123
Date	Apr 11, 2017
Instrument	935123

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00 (+12.73%)	$219,000 (+15.93%)	$219,000 (+15.93%)
2023	$1,775.00	$188,900	$188,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, North Central Communications.

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