3076 Cacti Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 3076 Cacti Ct, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Details	built 2018
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Aug 2017)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049A-15-114`

Property Details

APN / Parcel Number

Primary APN	`049A-15-114`
Alternative APNs	`L0010717` `274105`

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Street Address	3076 CACTI CT
City	BOWLING GREEN
State	KY
Zip	42101-6611
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Subdivision	MCKINNEY FARMS
Legal Lot Number	114
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1008
Census Tract	11701

Owner

Source: Warren County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3076 CACTI CT, BOWLING GREEN, KY 42101-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Aug 10, 2017	Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY
May 4, 2017	Deed, Transfer · Line of Credit AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	2017944706
Deed Book / Page	1145 / 165
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	3076 CACTI CT, BOWLING GREEN, KY 42101-6611
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3076 CACTI CT, BOWLING GREEN, KY 42101-6611

Mortgage

Document Number	0M3243/853
Date	Jan 24, 2022
Book Page	M3243/853
Instrument	1935845

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	23305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Sep 1, 2047

August 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Aug 10, 2017
Property Address	3076 CACTI CT, BOWLING GREEN, KY 42101-6611
Document Number	0D1145/165
Book / Page	D1145 / 165
Map Reference	MB42 PG56&57
Instrument Date	Aug 9, 2017
Instrument	944706
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	745 CARTER SIMS RD, BOWLING GREEN, KY 42104-7828

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3076 CACTI CT, BOWLING GREEN, KY 42101-6611

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	May 4, 2017
Property Address	3076 CACTI CT, BOWLING GREEN, KY 42101-6611
Document Number	0D1138/667
Book / Page	D1138 / 667
Map Reference	MB42 PG56&57
Instrument Date	May 3, 2017
Instrument	936917
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 S PARK DR, BOWLING GREEN, KY 42103-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 CARTER SIMS RD, BOWLING GREEN, KY 42104-7828
Investor	Possibly a Property Investor

Mortgage

Document Number	0000936918
Date	May 4, 2017
Instrument	936918

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00 (+13.57%)	$220,900 (+16.88%)	$220,900 (+16.88%)
2023	$1,776.00	$189,000	$189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, North Central Communications.

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