Monroe County property record for 3080 1st St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,647 sqft · built 1998 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Jun 2018) |
| Tax Bill | $3,089 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-776-038-00 |
| Primary APN | 07-776-038-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 1,647 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3080 1ST ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | F38-9A SEC 35 T6S R9E DETROIT BEACH SUBDIVISION LOT 38 & E 10 FT OF LOT 39 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 38-39 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 831300 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3080 1ST ST, MONROE, MI 48162-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 22, 2018 | Warranty Deed, Transfer HASSETT TITLE COMPANY |
| Jun 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Prior Sale | Jun 22, 2018 · Amount on Record |
| Deed Document Number | 201811116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 3080 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 0000012203 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202612203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3080 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 0000012203, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202612203 |
| Name | MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 15, 2031 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3080 1ST ST, MONROE, MI 48162-4902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3080 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 2021R22391 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021R22391 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 22, 2018 |
| Property Address | 3080 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 0000011109 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 11109 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | HASSETT TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $975.19 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3080 1ST ST MONROE MI 481624902, MONROE, MI 48162-4902 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 22, 2018 |
| Property Address | 3080 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 2018R11116 |
| Map Reference | LB6PG1-4LB399PG341 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018R11116 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | HASSETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,436.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3080 1ST ST, 3080, MONROE, MI 48162-4902 |
| Name | Verified Name |
|---|---|
| Address | 40 OHIO ST, YPSILANTI, MI 48198-6018 |
| Document Number | 0000011117 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018R11117 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,900 (+6.79%) Land $128,900 | $257,800 (+6.79%) Land $257,800 | |
| 2025 | $3,089.00 (+14.2%) Homeowner's exemption | $120,700 (+24.18%) Land $120,700 | $241,400 (+24.18%) Land $241,400 |
| 2023 | $2,705.00 Homeowner's exemption | $97,200 | $194,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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