Monroe County property record for 3070 1st St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,228 sqft · built 1945 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Oct 2024) |
| Tax Bill | $2,986 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2023 Transfer + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-776-040-00 |
| Primary APN | 07-776-040-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 100 ft deep x 140 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3070 1ST ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | F39B-41 SEC 35 T6S R9E DETROIT BEACH SUBDIVISION W 40 FT OF LOT 39 & ALL OF LOTS 40 & 41 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 39-41 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 831300 |
3070 1st St is owned and occupied by an individual who bought it in October 2024.
Source: Monroe County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jan 18, 2023 | Intrafamily Transfer, Transfer |
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Aug 10, 2022 | Intrafamily Transfer, Transfer |
| May 28, 2020 | Quit Claim Deed, Transfer · Construction Mortgage NATIONS LNDG |
| Mar 14, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on File |
| Deed Sale | Oct 4, 2024 · Amount on File |
| Prior Sale | Mar 14, 2017 · Amount on File |
| Deed Document Number | 202414806 |
| Prior Transfer Date | Jan 12, 2023 |
| Prior Transfer Doc | 0000000846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 14, 2026 |
| Property Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 0000016220 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202616220 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 0000016220, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 202616220 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Nov 1, 2054 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 18, 2023 |
| Property Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 0000000846 |
| Map Reference | LB 6 PG 1 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023R00846 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Name | Verified Name |
|---|---|
| Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 0000019431 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022R19431 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MONROE, MI 48162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 10, 2022 |
| Property Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 0000016109 |
| Map Reference | LB 6 PG 1 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 2022R16109 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3070 1ST ST, 3070, MONROE, MI 48162-4902 |
| Name | Verified Name |
|---|---|
| Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 28, 2020 |
| Property Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 0000010352 |
| Instrument Date | May 14, 2020 |
| Instrument | 10352 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3070 1ST ST MONROE MI 481624902, MONROE, MI 48162-4902 |
| Document Number | 10353 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 10353 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 27, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 14, 2017 |
| Property Address | 3070 1ST ST, MONROE, MI 48162-4902 |
| Document Number | 2017R05058 |
| Map Reference | LB 6 PG 1 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 2017R05058 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $516.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11620 KINGSBURY RD, 11620, DEERFIELD, MI 49238-9744 |
| Name | Verified Name |
|---|---|
| Address | 306 GODFROY AVE, MONROE, MI 48162-2775 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3070 1st St was $2,986 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,800 (+6.09%) Land $95,800 | $191,600 (+6.09%) Land $191,600 | |
| 2025 | $2,986.00 Homeowner's exemption | $90,300 Land $90,300 | $180,600 Land $180,600 |
| 2023 | $2,090.00 Homeowner's exemption | $68,200 | $136,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3070 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3070 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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