Kendall County property record for 308 Winthrop Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,806 sqft · built 2014 |
| Lot Size | 0.272 acres (11,864 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (May 2017) |
| Tax Bill | $12,317 (2024) |
| Deeds & Mortgages | Jan 2022 Second Mortgage May 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-252-005 |
| Primary APN | 03-16-252-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,806 sqft Living Area |
| Gross Area | 4,861 sqft |
| 1st Floor Area | 2,806 sqft |
| Basement Area | 1,236 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,864 sqft (0.272 acres) |
| Lot Dimensions | 162 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 819 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 308 WINTHROP DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 100 SUMMER GATE AT SOUTHBURY VILLAGE OF OSWEGO |
| Legal Subdivision | SUMMER GATE AT SOUTHBURY |
| Legal Lot Number | 100 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 890107 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| May 29, 2020 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| May 25, 2017 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Prior Sale | Apr 29, 2014 · Amount on Record |
| Deed Document Number | 20177912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 308 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 308 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Document Number | 0000000027 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 202200000027 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 308 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Document Number | 0000014262 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 308 WINTHROP DR OSWEGO IL 605433300, OSWEGO, IL 60543-3300 |
| Document Number | 0000014262 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 14262 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 25, 2017 |
| Property Address | 308 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Document Number | 0000007912 |
| Instrument Date | May 12, 2017 |
| Instrument | 7912 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 308 WINTHROP DR OSWEGO IL 605433300, OSWEGO, IL 60543-3300 |
| Document Number | 7913 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 7913 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167,023 (+28.08%) Land $31,474 Building $135,549 | $501,069 (+28.08%) Land $94,422 Building $406,647 | |
| 2024 | $12,317.00 | ||
| 2022 | $130,406 Land $24,574 Building $105,832 | $391,218 Land $73,722 Building $317,496 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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