Kendall County property record for 302 Winthrop Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,821 sqft · built 2016 |
| Lot Size | 0.284 acres (12,353 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $406,000 (Mar 2022) |
| Tax Bill | $11,547 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-252-002 |
| Primary APN | 03-16-252-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,821 sqft Living Area |
| Gross Area | 4,643 sqft |
| 1st Floor Area | 2,821 sqft |
| Basement Area | 1,140 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 12,353 sqft (0.284 acres) |
| Lot Dimensions | 176 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 302 WINTHROP DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 103 SUMMER GATE AT SOUTHBURY VILLAGE OF OSWEGO |
| Legal Subdivision | SUMMER GATE AT SOUTHBURY |
| Legal Lot Number | 103 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 890107 |
302 Winthrop Dr is owned and occupied by two individuals who bought it in March 2022.
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMELAND MORTGAGE CO |
| Apr 5, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Sep 24, 2018 | Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC |
| Nov 13, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on File |
| Deed Sale | Mar 11, 2022 · Amount on File |
| Prior Sale | Mar 11, 2022 · Amount on File |
| Deed Document Number | 20224734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Mar 11, 2022 |
| Property Address | 302 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Document Number | 0000004733 |
| Map Reference | DOC 200400035075 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 202200004733 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 302 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Document Number | 0000004734 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 202200004734 |
| Name | HOMELAND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 302 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008626 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 202100008626 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 302 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013772 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 201800013772 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 302 WINTHROP DR, OSWEGO, IL 60543-3300 |
| Document Number | 0000018579 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 302 WINTHROP DR OSWEGO IL 605433300, OSWEGO, IL 60543-3300 |
| Document Number | 0000018579 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 18579 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Rate | 5.37% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,977 (+5%) Land $31,475 Building $125,502 | $470,931 (+5%) Land $94,425 Building $376,506 | |
| 2024 | $11,547.00 | $149,502 Land $29,976 Building $119,526 | $448,506 Land $89,928 Building $358,578 |
| 2022 | $122,563 Land $24,575 Building $97,988 | $367,689 Land $73,725 Building $293,964 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 302 Winthrop Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Winthrop Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures