308 Winding Oak Way, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 308 Winding Oak Way, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,091 sqft · built 2008
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Dec 2025)
Tax Bill	$4,508 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`086222-0050`

Property Details

APN / Parcel Number

Primary APN	`086222-0050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,091 sqft Living Area
Gross Area	3,043 sqft
1st Floor Area	2,091 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	308 WINDING OAK WAY
City	SAINT AUGUSTINE
State	FL
Zip	32084-6563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61/1-8 BIG OAKS LOT 5 OR6276/816
Legal Range	29E
Legal Township	07S
Legal Section	03
Legal Subdivision	BIG OAKS
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1041
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 WINDING OAK WAY, SAINT AUGUSTINE, FL 32084-6563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Sep 15, 2021	Correction Deed PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 22, 2019	Warranty Deed, Transfer · Conventional with PMI PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	2025102906
Deed Book / Page	6276 / 816
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0053691483
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 19, 2025
Property Address	308 WINDING OAK WAY, SAINT AUGUSTINE, FL 32084-6563
Document Number	0062760816
Book / Page	6276 / 816
Map Reference	MB 61 PG 1-8
Instrument Date	Dec 10, 2025
Instrument	2025102906
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	CLEVER TITLE FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	953 PINE GROVE RD, BLUEMONT, VA 20135-4717

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 WINDING OAK WAY, ST AUGUSTINE, FL 32084-6563

Mortgage

Document Number	0006276818
Date	Dec 19, 2025
Instrument	6276/818

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0062760835
Date	Dec 19, 2025
Book Page	6276/835
Instrument	2025102908

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 15, 2021
Property Address	308 WINDING OAK WAY, SAINT AUGUSTINE, FL 32084-6563
Document Number	0053691483
Book / Page	5369 / 1483
Map Reference	MB 61 PG 1-8
Instrument Date	Sep 13, 2021
Instrument	2021101593
Record Updated	Oct 23, 2025
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 WINDING OAK WAY, ST AUGUSTINE, FL 32084-6563

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 25, 2021
Property Address	308 WINDING OAK WAY, SAINT AUGUSTINE, FL 32084-6563
Document Number	0053520893
Book / Page	5352 / 893
Map Reference	MB 61 PG 1-8
Instrument Date	Aug 24, 2021
Instrument	2021094010
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,333.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 WINDING OAK WAY, ST AUGUSTINE, FL 32084-6563

Mortgage

Document Number	0005352896
Date	Aug 25, 2021
Instrument	5352/896

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 27, 2019
Property Address	308 WINDING OAK WAY, SAINT AUGUSTINE, FL 32084-6563
Document Number	0048390937
Book / Page	004839 / 000937
Instrument Date	Nov 25, 2019
Instrument	89217
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11 DEANNA DR ST AUGUSTINE FL 320806311, ST AUGUSTINE, FL 32080-6311

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 22, 2019
Property Address	308 WINDING OAK WAY, SAINT AUGUSTINE, FL 32084-6563
Document Number	0046691899
Book / Page	004669 / 001899
Instrument Date	Jan 22, 2019
Instrument	4569
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,029.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 DEANNA DR ST AUGUSTINE FL 320806311, ST AUGUSTINE, FL 32080-6311

Mortgage

Document Number	46691901
Date	Jan 22, 2019
Book Page	004669/001901
Instrument	4570

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,782 (+5.28%) Land $100,000 Building $265,782	$365,782 (+5.28%) Land $100,000 Building $265,782
2025	$4,508.00 (+1.19%) Homeowner's exemption	$347,424 (-6.85%)	$347,424 (-9.28%) Land $100,000 Building $247,424
2024	$4,455.00 (+1.97%) Homeowner's exemption	$372,961 (+3%)	$382,970 (+1.01%) Land $100,000 Building $282,970
2023	$4,369.00 (+2.8%) Homeowner's exemption	$362,098 (+3%)	$379,149 (+7.85%) Land $100,000 Building $279,149
2022	$4,250.00 Homeowner's exemption	$351,551	$351,551 Land $71,680 Building $279,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

308 Winding Oak Way, Saint Augustine, FL 32084 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

September 2021: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Winding Oak Way

Nearby Streets

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