1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Winding Oak Way

304 Winding Oak Way, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 304 Winding Oak Way, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,090 sqft · built 2014
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Dec 2020)
Tax Bill$3,804 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086222-0040

Property Details

APN / Parcel Number

Primary APN086222-0040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,090 sqft Living Area
Gross Area2,531 sqft
1st Floor Area2,090 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address304 WINDING OAK WAY
CitySAINT AUGUSTINE
StateFL
Zip32084-6563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description61/1-8 BIG OAKS LOT 4 OR5139/562
Legal Range29E
Legal Township07S
Legal Section03
Legal SubdivisionBIG OAKS
Legal Block1
Legal Lot Number4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1041
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 WINDING OAK WAY, SAINT AUGUSTINE, FL 32084-6563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Prior SaleSep 18, 2015 · Amount on Record
Deed Document Number2020119883
Deed Book / Page5139 / 562
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 30, 2020
Property Address304 WINDING OAK WAY, SAINT AUGUSTINE, FL 32084-6563
Document Number0051390562
Book / Page005139 / 000562
Instrument DateDec 29, 2020
Instrument119883
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address304 WINDING OAK WAY ST AUGUSTINE FL 320846563, ST AUGUSTINE, FL 32084-6563

Mortgage

Document Number51390565
DateDec 30, 2020
Book Page005139/000565
Instrument119884
Lender
NameEMM LNS LLC
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,397 (+2.7%)$360,579 (+4.46%) Land $100,000 Building $260,579
2025$3,804.00 (+12.78%) Homeowner's exemption$295,421 (+2.9%)$345,194 (-9.18%) Land $100,000 Building $245,194
2024$3,373.00 (+2.03%) Homeowner's exemption$287,095 (+3%)$380,105 (+1.83%) Land $100,000 Building $280,105
2023$3,306.00 (+3.02%) Homeowner's exemption$278,733 (+3%)$373,292 (+8.04%) Land $100,000 Building $273,292
2022$3,209.00 Homeowner's exemption$270,615$345,510 Land $71,680 Building $273,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

Nearby Properties on Winding Oak Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures